OPLN

NEUTRAL

$31.44 Live

OPENLANE, Inc. · NYSE

Target $33.83 (+7.6%)

$18.75 52W Range $32.36

OPLN OPENLANE, Inc. - Fundamental Analysis

NEUTRAL

Console Chart News

OPLN Stock | Fundamental Analysis & Investment Insights

NYSE • Consumer Cyclical • Auto & Truck Dealerships

Current Price Live

$31.44

Analyst Target

$33.83

+7.6% Upside

52W High

$32.36

52W Low

$18.75

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers Insiders SEC Filings

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated May 01, 2026

Market cap

$3.33B

P/E

N/A

ROE

10.2%

Profit margin

9.2%

Debt/Equity

1.54

Dividend yield

N/A

AI Analysis

AI-powered fundamental assessment

Confidence

80%

OPLN presents a stark contrast between analyst optimism and deterministic financial health. The Piotroski F-Score of 2/9 indicates significant weakness in fundamental financial trends, which is compounded by a bearish technical trend (10/100) and negative insider sentiment. While the company maintains healthy gross margins (46.15%) and a reasonable forward P/E of 20.10, the underlying health metrics suggest operational deterioration. The stock is currently trading near its 52-week high, leaving little margin for error given the poor health score.

Key Strengths

Strong gross profit margins at 46.15%

Positive operating margin of 15.92%

Consistent history of earnings surprises (Average 23.13% over last 4 quarters)

Strong 1-year price appreciation (+69.8%)

Reasonable PEG ratio of 1.22 suggesting fair growth-adjusted valuation

Key Risks

Critically low Piotroski F-Score (2/9) signaling fundamental weakness

Bearish insider activity with $4.84M in sales and zero buys

Low technical trend score (10/100) indicating bearish momentum

Modest YoY revenue growth (8.60%) compared to sector averages

Debt-to-Equity ratio of 1.54 indicates significant leverage

AI Fair Value Estimate

Based on comprehensive analysis

$31.5

+0.2% above current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Moderate

Value

Future

Past

Health

Dividend

AI Verdict

Cautionary

Key drivers: Poor Piotroski F-Score, Insider selling, Strong analyst targets, Healthy margins

Confidence

85%

Value

60/100

Ref Forward P/E and PEG Ratio

Positives

Forward P/E of 20.10 is moderate
P/S ratio of 1.72 is reasonable for the industry

Watchpoints

Price/Book of 2.69 suggests a premium over tangible assets

Future

50/100

Ref Growth rates

Positives

Positive Q/Q earnings growth (13.80%)

Watchpoints

Stagnant Q/Q revenue growth (0.47%)
YoY revenue growth (8.6%) lags behind sector average (26.09%)

Past

75/100

Ref Historical price performance

Positives

Impressive 1Y return of +69.8%
Strong 3Y and 5Y growth trajectories

Watchpoints

Recent Q/Q EPS growth decline (-28.6%)

Health

20/100

Ref Piotroski F-Score

Positives

Current ratio (1.16) is above 1.0

Watchpoints

Piotroski F-Score of 2/9 is critically weak
High Debt/Equity ratio of 1.54

Dividend

0/100

Ref Yield and Payout

Positives

No standout positives identified.

Watchpoints

No dividend payments
0/100 dividend strength

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$31.44

Analyst Target

$33.83

Upside/Downside

+7.6%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for OPLN and closest competitors.

Updated 2026-04-30

Company	5Y	3Y	1Y	6M	1M	1W
OPLN OPENLANE, Inc. Primary	+111.0%	+129.7%	+69.8%	+19.6%	+7.9%	-0.7%
ASO Academy Sports and Outdoors, Inc. Peer	+105.3%	-19.2%	+8.0%	+7.9%	-14.8%	-16.8%
MHO M/I Homes, Inc. Peer	+86.5%	+93.8%	+23.5%	+4.0%	+9.6%	-2.7%
CARG CarGurus, Inc. Peer	+41.0%	+102.4%	+36.8%	-0.7%	+4.1%	+3.5%
KBH KB Home Peer	+18.5%	+30.0%	+2.7%	-14.0%	+7.8%	-2.3%

OPL

OPENLANE, Inc.

Primary

+111.0%

+129.7%

+69.8%

+19.6%

+7.9%

-0.7%

ASO

Academy Sports and Outdoors, Inc.

Peer

+105.3%

-19.2%

+8.0%

+7.9%

-14.8%

-16.8%

MHO

M/I Homes, Inc.

Peer

+86.5%

+93.8%

+23.5%

+4.0%

+9.6%

-2.7%

CAR

CarGurus, Inc.

Peer

+41.0%

+102.4%

+36.8%

-0.7%

+4.1%

+3.5%

KBH

KB Home

Peer

+18.5%

+30.0%

+2.7%

-14.0%

+7.8%

-2.3%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

N/A

20.1

1.22

2.69

1.72

3.03

14.16

$3.33B

Profitability

Profit margins and return metrics

Profit Margin 9.19%

Operating Margin 15.92%

Gross Margin 46.15%

ROE 10.2%

ROA 4.31%

Growth

Revenue and earnings growth rates

Revenue Growth +8.6%

Earnings Growth N/A

Q/Q Revenue Growth +0.47%

Q/Q Earnings Growth +13.8%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

1.54

High debt

Current Ratio

1.16

Good

Quick Ratio

1.11

Good

Cash/Share

$1.33

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue

$0.5B

Gross Margin

38.7%

Op. Margin

8.6%

Net Margin

12.0%

Total Assets

$4.7B

Liabilities

$3.5B

Equity

$1.2B

Debt/Equity

2.81x

Operating CF

$0.1B

CapEx

$-0.0B

Free Cash Flow

$0.1B

FCF Yield

88%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-05-05

$N/A

2026-02-18

$0.25

-8.2% surprise

2025-11-05

$0.35

+27.6% surprise

2025-08-06

$0.33

+50.0% surprise

Consumer Cyclical Sector Comparison

Comparing OPLN against 443 companies in the Consumer Cyclical sector (26 bullish, 160 neutral, 257 bearish)

Return on Equity (ROE)

10.2%

This Stock

-48.71%

Sector Avg

-120.9% (Below Avg)

Profit Margin

9.19%

This Stock

-5.64%

Sector Avg

-262.9% (Weaker)

Debt to Equity

1.54

This Stock

1.62

Sector Avg

-4.7% (Lower)

Revenue Growth

8.6%

This Stock

25.87%

Sector Avg

-66.8% (Slower)

Current Ratio

1.16

This Stock

2.48

Sector Avg

-53.4% (Weaker)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
OPLN OPENLANE, Inc.	NEUTRAL	$3.33B	-	10.2%	9.2%	$31.44
ASO Academy Sports and Outdoors, Inc.	NEUTRAL	$3.33B	9.17	18.3%	6.3%	$49.9	Compare
MHO M/I Homes, Inc.	NEUTRAL	$3.35B	9.77	11.6%	8.2%	$129.99	Compare
CARG CarGurus, Inc.	NEUTRAL	$3.36B	17.98	43.0%	17.2%	$35.24	Compare
KBH KB Home	NEUTRAL	$3.41B	10.51	8.9%	6.0%	$54.45	Compare

OPLN OPENLANE, Inc.

NEUTRAL

Mkt Cap

$3.3B

P/E

ROE

10.2%

Price

$31.44

ASO Academy Sports...

Compare with OPLN

Compare with OPLN

Compare with OPLN

Compare with OPLN

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

Date	Insider	Position	Transaction	Shares	Value
2026-03-31	SMITH MARY ELLEN	Director	Stock Award	858	$25,011
2026-02-24	MITCHELL WILLIAM CLYDE	Officer	Stock Award	2,358	-
2026-02-24	PRICE DWAYNE P	Officer	Stock Award	1,179	-
2026-02-20	PETER KELLY J.	Chief Executive Officer	Stock Award	53,906	-
2026-02-20	COLEMAN CHARLES S	Officer	Stock Award	7,170	-
2026-02-20	COYLE JAMES P.	Officer	Sale	88,444	$2,549,487
2026-02-20	COYLE JAMES P.	Officer	Option Exercise	105,174	$1,296,589
2026-02-20	RICHER TOBIN P	Officer	Stock Award	3,187	-
2026-02-20	MITCHELL WILLIAM CLYDE	Officer	Stock Award	7,054	-
2026-02-20	PRICE DWAYNE P	Officer	Stock Award	3,617	-
2026-02-18	PETER KELLY J.	Chief Executive Officer	Stock Award	274,717	-
2026-02-18	COLEMAN CHARLES S	Officer	Stock Award	22,624	-
2026-02-18	COYLE JAMES P.	Officer	Stock Award	34,606	-
2026-02-18	RICHER TOBIN P	Officer	Stock Award	6,787	-
2025-12-31	SMITH MARY ELLEN	Director	Stock Award	777	$23,139

SMITH MARY ELLEN

Director

Stock Award

2026-03-31

858 shares · $25,011

MITCHELL WILLIAM CLYDE

Officer

Stock Award

2026-02-24

2,358 shares

PRICE DWAYNE P

Officer

Stock Award

2026-02-24

1,179 shares

PETER KELLY J.

Chief Executive Officer

Stock Award

2026-02-20

53,906 shares

COLEMAN CHARLES S

Officer

Stock Award

2026-02-20

7,170 shares

COYLE JAMES P.

Officer

Sell

2026-02-20

88,444 shares · $2,549,487

COYLE JAMES P.

Officer

Option Exercise

2026-02-20

105,174 shares · $1,296,589

RICHER TOBIN P

Officer

Stock Award

2026-02-20

3,187 shares

MITCHELL WILLIAM CLYDE

Officer

Stock Award

2026-02-20

7,054 shares

PRICE DWAYNE P

Officer

Stock Award

2026-02-20

3,617 shares

PETER KELLY J.

Chief Executive Officer

Stock Award

2026-02-18

274,717 shares

COLEMAN CHARLES S

Officer

Stock Award

2026-02-18

22,624 shares

COYLE JAMES P.

Officer

Stock Award

2026-02-18

34,606 shares

RICHER TOBIN P

Officer

Stock Award

2026-02-18

6,787 shares

SMITH MARY ELLEN

Director

Stock Award

2025-12-31

777 shares · $23,139

Insider transactions can signal confidence or concerns about company prospects

SEC Filings

Recent regulatory filings from the SEC EDGAR database

DEF 14A

2026-04-24

OPLN filed a definitive proxy statement (DEF 14A) on April 24, 2026, providing shareholders with necessary information and voting materials for the upcoming annual meeting.

8-K

FORM 8-K - INVESTOR DAY

2026-03-03

OPLN filed an 8-K to report on its Investor Day event.

10-K

FORM 10-K FOR THE YEAR ENDED DECEMBER 31, 2025

2026-02-18

OPLN filed its annual 10-K report for the fiscal year ended December 31, 2025, on February 18, 2026. Due to the limited content provided in the excerpts, specific financial highlights and risk factors are unavailable for summary.

8-K

FORM 8-K - EARNINGS MATERIALS

2026-02-18

Opal onda (OPLN) filed an 8-K on February 18, 2026, to report its earnings materials.

8-K

FORM 8-K - BOARD MEMBER RESIGNATION

2026-01-30

OPLN reported the resignation of a member of its board of directors in an 8-K filing dated January 30, 2026.

8-K

FORM 8-K - CANADIAN SECURITIZATION AMENDMENT

2025-11-18

OPLN reported an amendment to a Canadian securitization agreement.

10-Q

FORM 10-Q - SEPTEMBER 30, 2025

2025-11-05

OPLN filed its Form 10-Q for the quarterly period ending September 30, 2025, on November 5, 2025. The filing includes a dedicated section on risk factors under Item 1A, although specific financial highlights were not provided in the available excerpts.

8-K

FORM 8-K - EARNINGS MATERIALS

2025-11-05

OPLN filed an 8-K on November 5, 2025, to report its earnings materials.

8-K

FORM 8-K

2025-10-08

OPLN filed an 8-K on October 8, 2025, likely to announce its third-quarter financial results.

8-K

FORM 8-K - PREFERRED STOCK REPURCHASE AGREEMENTS

2025-09-09

OPLN entered into agreements to repurchase its preferred stock.

10-Q

FORM 10-Q - JUNE 30, 2025

2025-08-06

8-K

FORM 8-K - EARNINGS MATERIALS

2025-08-06

8-K

FORM 8-K - ELECTION RESULTS 2025

2025-06-09

8-K

FORM 8-K - CANADIAN SECURITIZATION AMENDMENT

2025-05-28

10-Q

FORM 10-Q - MARCH 31, 2025

2025-05-08

Data sourced from SEC EDGAR. AI summaries generated automatically.

Wall Street Analysts

Professional analyst ratings and price targets

Consensus

BUY

9 analysts

JP Morgan

2026-02-19

Maintains

Neutral Neutral

Stephens & Co.

2026-01-23

Maintains

Overweight Overweight

Barclays

2026-01-21

Maintains

Overweight Overweight

JP Morgan

2026-01-16

Maintains

Neutral Neutral

Barclays

2025-11-12

init

Overweight

JP Morgan

2025-11-06

Maintains

Neutral Neutral

Past News Coverage

Recent headlines mentioning OPLN from our newsroom.

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OPLN

OPLN OPENLANE, Inc. - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Quarterly Earnings History

Consumer Cyclical Sector Comparison

Similar Companies

Recent Insider Trading

SEC Filings

Wall Street Analysts

Past News Coverage

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