PAGS
BULLISH
$10.02
Live
PagSeguro Digital Ltd. · NYSE
Target $12.65
(+26.2%)
$7.74
52W Range
$12.32
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated May 01, 2026
Market cap
$2.8B
P/E
7.06
ROE
14.5%
Profit margin
10.7%
Debt/Equity
0.18
Dividend yield
10.38%
AI Analysis
AI-powered fundamental assessment
Confidence
80%
PAGS presents a classic deep-value opportunity, anchored by a strong Piotroski F-Score of 7/9 and a Graham Number of $18.25, which is significantly above the current price of $10.02. While the company is facing a growth slowdown with negative Q/Q revenue and earnings trends, its financial health is robust with very low debt (D/E 0.18) and a highly sustainable 10.38% dividend yield. The extreme valuation discount (P/E 7.06, P/B 0.96) provides a substantial margin of safety that outweighs current technical bearishness. The synthesis of strong health and extreme undervaluation suggests a strong recovery potential.
Key Strengths
Strong financial health indicated by Piotroski F-Score of 7/9
Extreme valuation discount with P/E of 7.06 and P/B of 0.96
Highly sustainable dividend yield of 10.38% with a low payout ratio of 11.16%
Very low leverage with a Debt/Equity ratio of 0.18
Consistent track record of beating earnings estimates in 3 of the last 4 quarters
Key Risks
Negative Q/Q revenue growth (-11.83%) and earnings growth (-16.20%)
Bearish technical trend (0/100) indicating lack of market momentum
Negative insider sentiment with recent director selling
Significant 5-year price decline of 76.4%
Stagnating YoY revenue growth (4.50%)
AI Fair Value Estimate
Based on comprehensive analysis
$13.5
+34.7% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
73
Strong
95
35
50
90
95
AI Verdict
Deep Value Play
Key drivers: Extreme valuation discount, Strong balance sheet, High dividend sustainability, Growth deceleration
Confidence
85%
Value
95/100
Ref P/E, PEG, Graham Number
Positives
- P/E of 7.06 is far below sector average
- Trading below book value (P/B 0.96)
- Graham Number ($18.25) suggests 80%+ upside
Watchpoints
- Intrinsic value based on growth is lower ($9.94)
Future
35/100
Ref Growth rates
Positives
- Analyst target price of $12.65 suggests upside
Watchpoints
- Negative Q/Q revenue and earnings growth
- YoY earnings growth is negative (-9.50%)
Past
50/100
Ref Historical trends
Positives
- Consistent earnings beats over 25 quarters
Watchpoints
- Severe 5-year price erosion (-76.4%)
Health
90/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Piotroski F-Score 7/9 (Strong)
- Very low Debt/Equity (0.18)
- Healthy Current Ratio (1.36)
Watchpoints
- Altman Z-Score not provided
Dividend
95/100
Ref Yield, Payout
Positives
- Double-digit yield (10.38%)
- Extremely low payout ratio (11.16%)
Watchpoints
No urgent risks highlighted.
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$10.02
Analyst Target
$12.65
Upside/Downside
+26.2%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for PAGS and closest competitors.
Updated 2026-04-30
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
PAGS
PagSeguro Digital Ltd.
Primary
|
-76.4% | +8.9% | +5.4% | +9.4% | +2.4% | -1.7% |
|
CALX
Calix, Inc.
Peer
|
-5.7% | -5.1% | +11.1% | -29.2% | -17.8% | -13.5% |
|
BLKB
Blackbaud, Inc.
Peer
|
-14.3% | -11.3% | -26.1% | -13.8% | -11.1% | +1.6% |
|
INFQ
Infleqtion, Inc.
Peer
|
-19.1% | -19.1% | -19.1% | -19.1% | +41.5% | -15.9% |
|
AVPT
AvePoint, Inc.
Peer
|
-18.5% | +186.8% | -31.3% | -32.2% | -7.4% | -0.7% |
PAG
PagSeguro Digital Ltd.
Primary
5Y
-76.4%
3Y
+8.9%
1Y
+5.4%
6M
+9.4%
1M
+2.4%
1W
-1.7%
CAL
Calix, Inc.
Peer
5Y
-5.7%
3Y
-5.1%
1Y
+11.1%
6M
-29.2%
1M
-17.8%
1W
-13.5%
BLK
Blackbaud, Inc.
Peer
5Y
-14.3%
3Y
-11.3%
1Y
-26.1%
6M
-13.8%
1M
-11.1%
1W
+1.6%
INF
Infleqtion, Inc.
Peer
5Y
-19.1%
3Y
-19.1%
1Y
-19.1%
6M
-19.1%
1M
+41.5%
1W
-15.9%
AVP
AvePoint, Inc.
Peer
5Y
-18.5%
3Y
+186.8%
1Y
-31.3%
6M
-32.2%
1M
-7.4%
1W
-0.7%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
7.06
Forward P/E
5.14
PEG Ratio
N/A
P/B Ratio
0.96
P/S Ratio
0.14
EV/Revenue
0.15
EV/EBITDA
0.33
Market Cap
$2.8B
Profitability
Profit margins and return metrics
Profit Margin
10.73%
Operating Margin
39.03%
Gross Margin
50.89%
ROE
14.46%
ROA
6.29%
Growth
Revenue and earnings growth rates
Revenue Growth
+4.5%
Earnings Growth
-9.5%
Q/Q Revenue Growth
-11.83%
Q/Q Earnings Growth
-16.2%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.18
Low debt
Current Ratio
1.36
Good
Quick Ratio
1.27
Good
Cash/Share
$8.75
Quarterly Earnings History
EPS performance vs analyst estimates
2026-05-12
$N/A
2026-03-04
$2.33
+4.6% surprise
2025-11-12
$1.94
+1.4% surprise
2025-08-13
$1.79
+2.1% surprise
Technology Sector Comparison
Comparing PAGS against 606 companies in the Technology sector
(47 bullish, 216 neutral, 343 bearish)
P/E Ratio
7.06
This Stock
vs
80.58
Sector Avg
-91.2%
(Discount)
Return on Equity (ROE)
14.46%
This Stock
vs
-31.44%
Sector Avg
-146.0%
(Below Avg)
Profit Margin
10.73%
This Stock
vs
-11.75%
Sector Avg
-191.3%
(Weaker)
Debt to Equity
0.18
This Stock
vs
0.77
Sector Avg
-76.5%
(Less Debt)
Revenue Growth
4.5%
This Stock
vs
4080.22%
Sector Avg
-99.9%
(Slower)
Current Ratio
1.36
This Stock
vs
3.67
Sector Avg
-63.0%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
PAGS
PagSeguro Digital Ltd.
|
BULLISH | $2.8B | 7.06 | 14.5% | 10.7% | $10.02 | |
|
CALX
Calix, Inc.
|
NEUTRAL | $2.77B | 88.53 | 4.5% | 3.2% | $43.38 | Compare |
|
BLKB
Blackbaud, Inc.
|
BEARISH | $2.73B | - | -77.2% | -22.2% | $56.34 | Compare |
|
INFQ
Infleqtion, Inc.
|
BEARISH | $2.73B | - | -41.6% | -97.9% | $12.62 | Compare |
|
AVPT
AvePoint, Inc.
|
NEUTRAL | $2.72B | - | 0.7% | 0.5% | $12.59 | Compare |
PAGS
PagSeguro Digital Ltd.
BULLISH
Mkt Cap
$2.8B
P/E
7.1
ROE
14.5%
Price
$10.02
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-04-17 | MAGNANI ALEXANDRE | Director | Sale | 200,000 | $2,252,000 |
| 2026-03-27 | FRIAS LUIS | Director | Purchase | 498,500 | $4,967,552 |
MAGNANI ALEXANDRE
Director
2026-04-17
200,000 shares
·
$2,252,000
FRIAS LUIS
Director
2026-03-27
498,500 shares
·
$4,967,552
Insider transactions can signal confidence or concerns about company prospects
SEC Filings
Recent regulatory filings from the SEC EDGAR database
20-F
Data sourced from SEC EDGAR. AI summaries generated automatically.
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
14 analysts
JP Morgan
2026-04-13
Neutral
Neutral
UBS
2026-01-28
Buy
Buy
UBS
2025-11-25
Buy
Buy
Susquehanna
2025-11-14
Positive
Positive
Past News Coverage
Recent headlines mentioning PAGS from our newsroom.
Newest → oldest
No matching news yet.