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PUK

BULLISH
$30.17 Live
Prudential plc · NYSE
Target $38.57 (+27.8%)
$21.66 52W Range $34.03

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated May 02, 2026
Market cap
$37.77B
P/E
9.83
ROE
20.6%
Profit margin
27.6%
Debt/Equity
0.28
Dividend yield
1.76%

AI Analysis

AI-powered fundamental assessment

Confidence
75%
Prudential plc exhibits strong fundamental health with a Piotroski F-Score of 7/9 and a very conservative debt-to-equity ratio of 0.28. While the stock trades at a premium to its Graham Number ($16.57), it remains significantly undervalued relative to its growth-based intrinsic value of $90.56. Strong double-digit revenue and earnings growth, coupled with a high ROE of 20.58%, offset the current bearish technical trend. The discrepancy between the trailing P/E (9.83) and forward P/E (17.96) suggests a projected earnings normalization, but the overall profile remains robust.

Key Strengths

Strong financial health indicated by Piotroski F-Score of 7/9
Robust profitability with ROE at 20.58% and Operating Margin at 45.48%
Impressive growth trajectory with 30.80% YoY earnings growth
Very low Debt/Equity ratio (0.28) and healthy Current Ratio (2.39)
Highly sustainable dividend payout ratio of 15.64%

Key Risks

Bearish technical trend (0/100) indicating short-term price pressure
High PEG ratio (5.09) suggesting overvaluation relative to growth
Significant premium to book value (P/B of 7.59)
Forward P/E (17.96) is nearly double the trailing P/E, implying expected earnings decline
Low dividend yield (1.76%) compared to typical insurance sector peers
AI Fair Value Estimate
Based on comprehensive analysis
$42.5
+40.9% above current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
71
Strong
Value
55
Future
85
Past
65
Health
90
Dividend
60
AI Verdict
Strong Fundamentals, Technical Headwinds
Key drivers: Piotroski F-Score, Earnings Growth, Low Leverage, Technical Bearishness
Confidence
80%
Value
55/100

Ref P/E, PEG, Graham Number

Positives
  • Low trailing P/E of 9.83
  • Trades well below growth-based intrinsic value
Watchpoints
  • High PEG ratio
  • High Price/Book ratio
  • Above Graham Number
Future
85/100

Ref Growth rates

Positives
  • 18.8% Revenue growth
  • 30.8% Earnings growth
Watchpoints
  • Forward P/E expansion suggests slowing earnings
Past
65/100

Ref Historical trends

Positives
  • Strong 1-year return of +45%
Watchpoints
  • Poor 5-year performance (-21.3%)
Health
90/100

Ref Altman Z-Score, Piotroski F-Score

Positives
  • Piotroski F-Score 7/9
  • Low Debt/Equity (0.28)
  • Strong Current Ratio (2.39)
Watchpoints
  • Altman Z-Score not provided
Dividend
60/100

Ref Yield, Payout

Positives
  • Extremely low payout ratio (15.64%)
Watchpoints
  • Low yield (1.76%)

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$30.17
Analyst Target
$38.57
Upside/Downside
+27.8%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for PUK and closest competitors.

Updated 2026-05-01
PUK
Prudential plc
Primary
5Y
-21.3%
3Y
+6.5%
1Y
+45.0%
6M
+9.7%
1M
+3.0%
1W
-1.8%
KB
KB Financial Group Inc.
Peer
5Y
+159.9%
3Y
+218.6%
1Y
+79.1%
6M
+30.4%
1M
+10.0%
1W
-0.1%
HIG
The Hartford Insurance Group, Inc.
Peer
5Y
+123.7%
3Y
+103.9%
1Y
+15.4%
6M
+10.3%
1M
+3.3%
1W
-1.6%
BBD
Banco Bradesco S.A.
Peer
5Y
+15.8%
3Y
+72.0%
1Y
+93.0%
6M
+43.2%
1M
+18.3%
1W
+14.4%
AIG
American International Group, Inc.
Peer
5Y
+70.6%
3Y
+48.5%
1Y
-8.0%
6M
-4.3%
1M
-0.3%
1W
-3.0%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
9.83
Forward P/E
17.96
PEG Ratio
5.09
P/B Ratio
7.59
P/S Ratio
2.62
EV/Revenue
5.53
EV/EBITDA
12.33
Market Cap
$37.77B

Profitability

Profit margins and return metrics

Profit Margin 27.57%
Operating Margin 45.48%
Gross Margin 41.39%
ROE 20.58%
ROA 1.89%

Growth

Revenue and earnings growth rates

Revenue Growth +18.8%
Earnings Growth +30.8%
Q/Q Revenue Growth N/A
Q/Q Earnings Growth +24.4%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
0.28
Low debt
Current Ratio
2.39
Strong
Quick Ratio
1.01
Good
Cash/Share
$1.52

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Total Assets
$212.2B
Liabilities
$190.8B
Equity
$20.1B
Debt/Equity
9.49x

Quarterly Earnings History

EPS performance vs analyst estimates

2026-08-27
$N/A

Financial Services Sector Comparison

Comparing PUK against 1034 companies in the Financial Services sector (162 bullish, 450 neutral, 422 bearish)
P/E Ratio
9.83
This Stock
vs
35.38
Sector Avg
-72.2% (Discount)
Return on Equity (ROE)
20.58%
This Stock
vs
0.74%
Sector Avg
+2686.8% (Excellent)
Profit Margin
27.57%
This Stock
vs
85.98%
Sector Avg
-67.9% (Weaker)
Debt to Equity
0.28
This Stock
vs
1.29
Sector Avg
-78.0% (Less Debt)
Revenue Growth
18.8%
This Stock
vs
32.8%
Sector Avg
-42.7% (Slower)
Current Ratio
2.39
This Stock
vs
3.68
Sector Avg
-34.9% (Weaker)

Similar Companies

Peer comparison within the same industry

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

UBS Group AG
Stock Award
2026-03-27
61,983 shares
UBS Group AG
Stock Award
2026-03-26
156,706 shares
Insider transactions can signal confidence or concerns about company prospects

SEC Filings

Recent regulatory filings from the SEC EDGAR database

20-F
20-F
2026-03-26

PUK filed its annual report on Form 20-F on March 26, 2026. Due to the lack of provided excerpts, specific financial highlights and risk factors are not available for analysis.

20-F
FORM 20-F
2025-03-26

PUK filed its Form 20-F annual report on March 26, 2025, providing comprehensive disclosure of its yearly financial performance and operational status. The filing serves as the primary source for the company's audited financial statements and detailed risk factor assessments for the reporting period.

Data sourced from SEC EDGAR. AI summaries generated automatically.

Past News Coverage

Recent headlines mentioning PUK from our newsroom.

Newest → oldest
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