RDN
NEUTRAL
$35.43
Live
Radian Group Inc. · NYSE
Target $40.67
(+14.8%)
$31.5
52W Range
$38.84
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated May 02, 2026
Market cap
$4.83B
P/E
8.07
ROE
13.1%
Profit margin
48.7%
Debt/Equity
0.25
Dividend yield
2.88%
AI Analysis
AI-powered fundamental assessment
Confidence
80%
Radian Group (RDN) presents a stark contrast between deep value and deteriorating operational health. While the stock is significantly undervalued relative to its Graham Number ($59.04) and Intrinsic Value ($127.53), the Piotroski F-Score of 3/9 indicates weak financial health and declining efficiency. Strong profitability margins and a low P/E of 8.07 are offset by bearish insider sentiment and a complete lack of technical momentum. The company remains a value play, but the fundamental health decay suggests caution.
Key Strengths
Deep value valuation with a P/E of 8.07 and PEG of 0.76
Exceptional profitability with operating margins at 76.73%
Strong liquidity position evidenced by a Current Ratio of 3.96
Consistent track record of earnings beats over the last 25 quarters
Conservative leverage with a Debt/Equity ratio of 0.25
Key Risks
Weak Piotroski F-Score (3/9) signaling deteriorating financial health
Bearish insider activity with $2.12M in sales and zero buys
Negative Q/Q revenue growth of -11.85%
Bearish technical trend (0/100) indicating strong selling pressure
Low dividend strength score (35/100) despite a sustainable payout ratio
AI Fair Value Estimate
Based on comprehensive analysis
$62.29
+75.8% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
62
Strong
90
45
85
30
60
AI Verdict
Value Trap Risk
Key drivers: Extreme valuation discount, Poor Piotroski health score, Negative insider sentiment, Strong historical earnings beats
Confidence
85%
Value
90/100
Ref P/E, PEG, Graham Number
Positives
- P/E 8.07 is well below sector average
- Trading significantly below Graham Number ($59.04)
- PEG ratio of 0.76 suggests undervaluation relative to growth
Watchpoints
- Price/Sales of 4.03 is moderate
Future
45/100
Ref Growth rates
Positives
- YoY Earnings growth of 14.70%
Watchpoints
- Q/Q Revenue growth is -11.85%
- Slow YoY Revenue growth of 2.70%
Past
85/100
Ref Historical trends
Positives
- Strong history of beating EPS estimates
- Positive 5Y price change of 68.3%
Watchpoints
- Recent Q/Q revenue contraction
Health
30/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Low Debt/Equity (0.25)
- High Current Ratio (3.96)
Watchpoints
- Piotroski F-Score of 3/9 is in the 'Weak' category
Dividend
60/100
Ref Yield, Payout
Positives
- Low payout ratio (23.23%) ensures sustainability
Watchpoints
- Low overall dividend strength score (35/100)
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$35.43
Analyst Target
$40.67
Upside/Downside
+14.8%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for RDN and closest competitors.
Updated 2026-05-01
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
RDN
Radian Group Inc.
Primary
|
+68.3% | +65.9% | +12.1% | +6.0% | +7.3% | -0.5% |
|
MAIN
Main Street Capital Corporation
Peer
|
+84.5% | +69.1% | +6.5% | -3.4% | +4.6% | -1.6% |
|
SLMBP
SLM Corporation
Peer
|
+92.7% | +61.1% | +15.1% | +2.6% | -0.4% | -0.5% |
|
PFSI
PennyMac Financial Services, Inc.
Peer
|
+64.6% | +59.2% | -3.9% | -26.4% | +5.0% | +0.8% |
|
RLI
RLI Corp.
Peer
|
+9.9% | -18.9% | -26.7% | -9.4% | -9.6% | -2.5% |
RDN
Radian Group Inc.
Primary
5Y
+68.3%
3Y
+65.9%
1Y
+12.1%
6M
+6.0%
1M
+7.3%
1W
-0.5%
MAI
Main Street Capital Corporation
Peer
5Y
+84.5%
3Y
+69.1%
1Y
+6.5%
6M
-3.4%
1M
+4.6%
1W
-1.6%
SLM
SLM Corporation
Peer
5Y
+92.7%
3Y
+61.1%
1Y
+15.1%
6M
+2.6%
1M
-0.4%
1W
-0.5%
PFS
PennyMac Financial Services, Inc.
Peer
5Y
+64.6%
3Y
+59.2%
1Y
-3.9%
6M
-26.4%
1M
+5.0%
1W
+0.8%
RLI
RLI Corp.
Peer
5Y
+9.9%
3Y
-18.9%
1Y
-26.7%
6M
-9.4%
1M
-9.6%
1W
-2.5%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
8.07
Forward P/E
6.58
PEG Ratio
0.76
P/B Ratio
1.0
P/S Ratio
4.03
EV/Revenue
3.67
EV/EBITDA
4.79
Market Cap
$4.83B
Profitability
Profit margins and return metrics
Profit Margin
48.67%
Operating Margin
76.73%
Gross Margin
92.33%
ROE
13.15%
ROA
6.55%
Growth
Revenue and earnings growth rates
Revenue Growth
+2.7%
Earnings Growth
+14.7%
Q/Q Revenue Growth
-11.85%
Q/Q Earnings Growth
+4.4%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.25
Low debt
Current Ratio
3.96
Strong
Quick Ratio
1.99
Excellent
Cash/Share
$11.97
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$0.3B
Net Margin
55.5%
Total Assets
$8.1B
Liabilities
$3.3B
Equity
$4.8B
Debt/Equity
0.70x
Operating CF
$0.4B
CapEx
$-0.0B
Free Cash Flow
$0.4B
FCF Yield
100%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-05-06
$N/A
2026-02-18
$1.13
+4.0% surprise
2025-11-04
$1.07
+6.2% surprise
2025-07-30
$1.01
+3.6% surprise
Financial Services Sector Comparison
Comparing RDN against 1034 companies in the Financial Services sector
(162 bullish, 450 neutral, 422 bearish)
P/E Ratio
8.07
This Stock
vs
35.38
Sector Avg
-77.2%
(Discount)
Return on Equity (ROE)
13.15%
This Stock
vs
0.74%
Sector Avg
+1680.2%
(Excellent)
Profit Margin
48.67%
This Stock
vs
85.98%
Sector Avg
-43.4%
(Weaker)
Debt to Equity
0.25
This Stock
vs
1.29
Sector Avg
-80.6%
(Less Debt)
Revenue Growth
2.7%
This Stock
vs
32.8%
Sector Avg
-91.8%
(Slower)
Current Ratio
3.96
This Stock
vs
3.68
Sector Avg
+7.8%
(Better)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
RDN
Radian Group Inc.
|
NEUTRAL | $4.83B | 8.07 | 13.1% | 48.7% | $35.43 | |
|
MAIN
Main Street Capital Corporation
|
NEUTRAL | $4.84B | 9.74 | 17.0% | 87.1% | $53.75 | Compare |
|
SLMBP
SLM Corporation
|
BEARISH | $4.85B | 34.62 | 32.3% | 45.1% | $74.25 | Compare |
|
PFSI
PennyMac Financial Services, Inc.
|
NEUTRAL | $4.78B | 9.91 | 12.3% | 14.5% | $92.13 | Compare |
|
RLI
RLI Corp.
|
BEARISH | $4.73B | 12.0 | 23.2% | 20.8% | $51.5 | Compare |
RDN
Radian Group Inc.
NEUTRAL
Mkt Cap
$4.8B
P/E
8.1
ROE
13.1%
Price
$35.43
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-04-29 | HOFFMAN EDWARD J | General Counsel | Sale | 15,000 | $555,000 |
| 2026-04-23 | HOFFMAN EDWARD J | General Counsel | Sale | 15,000 | $540,000 |
| 2026-04-17 | HOFFMAN EDWARD J | General Counsel | Sale | 13,009 | $455,315 |
| 2026-04-10 | HOFFMAN EDWARD J | General Counsel | Sale | 1,991 | $69,685 |
| 2025-12-19 | QUIGLEY ROBERT J. | Officer | Stock Award | 3,334 | - |
| 2025-12-02 | RAY ERIC R. | Officer | Sale | 13,957 | $496,869 |
HOFFMAN EDWARD J
General Counsel
2026-04-29
15,000 shares
·
$555,000
HOFFMAN EDWARD J
General Counsel
2026-04-23
15,000 shares
·
$540,000
HOFFMAN EDWARD J
General Counsel
2026-04-17
13,009 shares
·
$455,315
HOFFMAN EDWARD J
General Counsel
2026-04-10
1,991 shares
·
$69,685
QUIGLEY ROBERT J.
Officer
2025-12-19
3,334 shares
RAY ERIC R.
Officer
2025-12-02
13,957 shares
·
$496,869
Insider transactions can signal confidence or concerns about company prospects
SEC Filings
Recent regulatory filings from the SEC EDGAR database
8-K
8-K/A
DEF 14A
10-K
8-K
8-K
8-K
Data sourced from SEC EDGAR. AI summaries generated automatically.
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
6 analysts
B of A Securities
2026-04-29
Underperform
Buy
Keefe, Bruyette & Woods
2026-04-10
Outperform
Outperform
Barclays
2026-04-06
Equal-Weight
Equal-Weight
UBS
2026-03-12
Neutral
Neutral
Keefe, Bruyette & Woods
2026-02-11
Market Perform
Outperform
Roth Capital
2026-01-02
Buy
Buy
Keefe, Bruyette & Woods
2025-12-18
Market Perform
Market Perform
Past News Coverage
Recent headlines mentioning RDN from our newsroom.
Newest → oldest
No matching news yet.