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BBD vs JPM

BBD
Banco Bradesco S.A.
NEUTRAL
Price
$3.95
Market Cap
$41.78B
Sector
Financial Services
AI Confidence
65%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BBD
10.68
JPM
15.68
Forward P/E
BBD
7.89
JPM
13.42
P/B Ratio
BBD
1.26
JPM
2.47
P/S Ratio
BBD
0.47
JPM
5.03
EV/EBITDA
BBD
--
JPM
--

Profitability

Gross Margin
BBD
0.0%
JPM
0.0%
Operating Margin
BBD
31.26%
JPM
41.06%
Profit Margin
BBD
24.23%
JPM
33.91%
ROE
BBD
12.56%
JPM
16.13%
ROA
BBD
1.02%
JPM
1.35%

Growth

Revenue Growth
BBD
0.8%
JPM
2.5%
Earnings Growth
BBD
13.4%
JPM
-3.6%

Financial Health

Debt/Equity
BBD
--
JPM
--
Current Ratio
BBD
--
JPM
--
Quick Ratio
BBD
--
JPM
--

Dividends

Dividend Yield
BBD
5.47%
JPM
1.91%
Payout Ratio
BBD
71.65%
JPM
28.97%

AI Verdict

BBD NEUTRAL

Banco Bradesco (BBD) exhibits a weak financial health profile with a Piotroski F-Score of just 2/9, indicating significant fundamental deterioration. Despite this, the stock appears attractively valued with a P/E of 10.68 (below sector average of 21.15) and trades below its Graham Number of $5.11, while offering a high dividend yield of 5.47%. Earnings growth is strong year-over-year (+37.5%), but revenue growth is minimal (0.80% YoY), and technical indicators suggest weakening momentum (Technical Trend: 10/100). Analysts recommend a 'buy' with a target price below current market price, creating a conflicting signal that warrants caution.

Strengths
Attractive valuation metrics: P/E of 10.68 and Forward P/E of 7.89 are well below sector average of 21.15
High dividend yield of 5.47% supported by a 70/100 Dividend Strength score
Strong year-over-year EPS growth of 37.5% and solid operating profitability (Operating Margin: 31.26%)
Risks
Critically low Piotroski F-Score of 2/9 signals severe financial distress and deteriorating fundamentals
Missing key financial health data (Debt/Equity, Altman Z-Score, Cash/Debt) raises transparency concerns
Technical Trend score of 10/100 indicates strong bearish momentum near 52-week high
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

BBD vs JPM: Head-to-Head Comparison

This page compares Banco Bradesco S.A. (BBD) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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