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BBD vs MA

BBD
Banco Bradesco S.A.
NEUTRAL
Price
$3.95
Market Cap
$41.78B
Sector
Financial Services
AI Confidence
65%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BBD
10.68
MA
30.28
Forward P/E
BBD
7.89
MA
22.05
P/B Ratio
BBD
1.26
MA
57.74
P/S Ratio
BBD
0.47
MA
13.6
EV/EBITDA
BBD
--
MA
22.13

Profitability

Gross Margin
BBD
0.0%
MA
100.0%
Operating Margin
BBD
31.26%
MA
57.73%
Profit Margin
BBD
24.23%
MA
45.65%
ROE
BBD
12.56%
MA
209.91%
ROA
BBD
1.02%
MA
23.72%

Growth

Revenue Growth
BBD
0.8%
MA
17.6%
Earnings Growth
BBD
13.4%
MA
24.2%

Financial Health

Debt/Equity
BBD
--
MA
2.56
Current Ratio
BBD
--
MA
1.03
Quick Ratio
BBD
--
MA
0.68

Dividends

Dividend Yield
BBD
5.47%
MA
0.7%
Payout Ratio
BBD
71.65%
MA
18.4%

AI Verdict

BBD NEUTRAL

Banco Bradesco (BBD) exhibits a weak financial health profile with a Piotroski F-Score of just 2/9, indicating significant fundamental deterioration. Despite this, the stock appears attractively valued with a P/E of 10.68 (below sector average of 21.15) and trades below its Graham Number of $5.11, while offering a high dividend yield of 5.47%. Earnings growth is strong year-over-year (+37.5%), but revenue growth is minimal (0.80% YoY), and technical indicators suggest weakening momentum (Technical Trend: 10/100). Analysts recommend a 'buy' with a target price below current market price, creating a conflicting signal that warrants caution.

Strengths
Attractive valuation metrics: P/E of 10.68 and Forward P/E of 7.89 are well below sector average of 21.15
High dividend yield of 5.47% supported by a 70/100 Dividend Strength score
Strong year-over-year EPS growth of 37.5% and solid operating profitability (Operating Margin: 31.26%)
Risks
Critically low Piotroski F-Score of 2/9 signals severe financial distress and deteriorating fundamentals
Missing key financial health data (Debt/Equity, Altman Z-Score, Cash/Debt) raises transparency concerns
Technical Trend score of 10/100 indicates strong bearish momentum near 52-week high
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

BBD vs MA: Head-to-Head Comparison

This page compares Banco Bradesco S.A. (BBD) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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