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BPOP vs BRK-B

BPOP
Popular, Inc.
NEUTRAL
Price
$121.97
Market Cap
$8.24B
Sector
Financial Services
AI Confidence
72%
BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BPOP
11.22
BRK-B
15.46
Forward P/E
BPOP
9.05
BRK-B
22.06
P/B Ratio
BPOP
1.34
BRK-B
0.0
P/S Ratio
BPOP
2.87
BRK-B
2.79
EV/EBITDA
BPOP
--
BRK-B
-2.12

Profitability

Gross Margin
BPOP
0.0%
BRK-B
26.15%
Operating Margin
BPOP
36.11%
BRK-B
32.96%
Profit Margin
BPOP
27.01%
BRK-B
18.03%
ROE
BPOP
13.05%
BRK-B
9.81%
ROA
BPOP
1.06%
BRK-B
5.11%

Growth

Revenue Growth
BPOP
11.6%
BRK-B
-0.7%
Earnings Growth
BPOP
45.5%
BRK-B
-2.5%

Financial Health

Debt/Equity
BPOP
--
BRK-B
0.19
Current Ratio
BPOP
--
BRK-B
7.07
Quick Ratio
BPOP
--
BRK-B
6.62

Dividends

Dividend Yield
BPOP
2.37%
BRK-B
--
Payout Ratio
BPOP
25.27%
BRK-B
0.0%

AI Verdict

BPOP NEUTRAL

BPOP's deterministic health score is concerning with a Piotroski F-Score of 4/9, indicating marginal financial stability. Despite strong profitability metrics and robust earnings growth, the lack of Altman Z-Score and missing key financial data (Debt/Equity, cash/debt levels) limits confidence in structural safety. The stock trades below analyst target and intrinsic value estimates but faces headwinds from bearish insider activity and weakening technical momentum. Solid dividend coverage and sector-leading earnings surprises provide offsetting positives.

Strengths
High profitability with operating margin of 36.11% and ROE of 13.05%, well above sector average
Strong year-over-year earnings growth of 45.5% and consistent quarterly beats (3 out of last 4)
Attractive valuation relative to peers with P/E of 11.22 vs sector average of 21.55
Risks
Low Piotroski F-Score of 4 suggests weak financial health and potential balance sheet inefficiencies
Missing Altman Z-Score and debt/equity data raises concerns about leverage and distress risk
Bearish insider sentiment with $5.19M in net officer/director sales over last 6 months
BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends

Compare Another Pair

BPOP vs BRK-B: Head-to-Head Comparison

This page compares Popular, Inc. (BPOP) and Berkshire Hathaway Inc. (BRK-B) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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