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BPOP vs V

BPOP
Popular, Inc.
NEUTRAL
Price
$121.97
Market Cap
$8.24B
Sector
Financial Services
AI Confidence
72%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
BPOP
11.22
V
28.35
Forward P/E
BPOP
9.05
V
20.79
P/B Ratio
BPOP
1.34
V
15.09
P/S Ratio
BPOP
2.87
V
14.08
EV/EBITDA
BPOP
--
V
20.06

Profitability

Gross Margin
BPOP
0.0%
V
97.78%
Operating Margin
BPOP
36.11%
V
68.3%
Profit Margin
BPOP
27.01%
V
50.23%
ROE
BPOP
13.05%
V
53.95%
ROA
BPOP
1.06%
V
18.36%

Growth

Revenue Growth
BPOP
11.6%
V
14.6%
Earnings Growth
BPOP
45.5%
V
17.4%

Financial Health

Debt/Equity
BPOP
--
V
0.55
Current Ratio
BPOP
--
V
1.11
Quick Ratio
BPOP
--
V
0.72

Dividends

Dividend Yield
BPOP
2.37%
V
0.89%
Payout Ratio
BPOP
25.27%
V
22.91%

AI Verdict

BPOP NEUTRAL

BPOP's deterministic health score is concerning with a Piotroski F-Score of 4/9, indicating marginal financial stability. Despite strong profitability metrics and robust earnings growth, the lack of Altman Z-Score and missing key financial data (Debt/Equity, cash/debt levels) limits confidence in structural safety. The stock trades below analyst target and intrinsic value estimates but faces headwinds from bearish insider activity and weakening technical momentum. Solid dividend coverage and sector-leading earnings surprises provide offsetting positives.

Strengths
High profitability with operating margin of 36.11% and ROE of 13.05%, well above sector average
Strong year-over-year earnings growth of 45.5% and consistent quarterly beats (3 out of last 4)
Attractive valuation relative to peers with P/E of 11.22 vs sector average of 21.55
Risks
Low Piotroski F-Score of 4 suggests weak financial health and potential balance sheet inefficiencies
Missing Altman Z-Score and debt/equity data raises concerns about leverage and distress risk
Bearish insider sentiment with $5.19M in net officer/director sales over last 6 months
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

BPOP vs V: Head-to-Head Comparison

This page compares Popular, Inc. (BPOP) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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