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BPOP vs JPM

BPOP
Popular, Inc.
NEUTRAL
Price
$121.97
Market Cap
$8.24B
Sector
Financial Services
AI Confidence
72%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
BPOP
11.22
JPM
14.69
Forward P/E
BPOP
9.05
JPM
12.62
P/B Ratio
BPOP
1.34
JPM
2.32
P/S Ratio
BPOP
2.87
JPM
4.72
EV/EBITDA
BPOP
--
JPM
--

Profitability

Gross Margin
BPOP
0.0%
JPM
0.0%
Operating Margin
BPOP
36.11%
JPM
41.06%
Profit Margin
BPOP
27.01%
JPM
33.91%
ROE
BPOP
13.05%
JPM
16.13%
ROA
BPOP
1.06%
JPM
1.35%

Growth

Revenue Growth
BPOP
11.6%
JPM
2.5%
Earnings Growth
BPOP
45.5%
JPM
-3.6%

Financial Health

Debt/Equity
BPOP
--
JPM
--
Current Ratio
BPOP
--
JPM
--
Quick Ratio
BPOP
--
JPM
--

Dividends

Dividend Yield
BPOP
2.37%
JPM
2.11%
Payout Ratio
BPOP
25.27%
JPM
28.97%

AI Verdict

BPOP NEUTRAL

BPOP's deterministic health score is concerning with a Piotroski F-Score of 4/9, indicating marginal financial stability. Despite strong profitability metrics and robust earnings growth, the lack of Altman Z-Score and missing key financial data (Debt/Equity, cash/debt levels) limits confidence in structural safety. The stock trades below analyst target and intrinsic value estimates but faces headwinds from bearish insider activity and weakening technical momentum. Solid dividend coverage and sector-leading earnings surprises provide offsetting positives.

Strengths
High profitability with operating margin of 36.11% and ROE of 13.05%, well above sector average
Strong year-over-year earnings growth of 45.5% and consistent quarterly beats (3 out of last 4)
Attractive valuation relative to peers with P/E of 11.22 vs sector average of 21.55
Risks
Low Piotroski F-Score of 4 suggests weak financial health and potential balance sheet inefficiencies
Missing Altman Z-Score and debt/equity data raises concerns about leverage and distress risk
Bearish insider sentiment with $5.19M in net officer/director sales over last 6 months
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

BPOP vs JPM: Head-to-Head Comparison

This page compares Popular, Inc. (BPOP) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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