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BWIN vs JPM

BWIN
The Baldwin Insurance Group, Inc.
BEARISH
Price
$21.51
Market Cap
$2.08B
Sector
Financial Services
AI Confidence
60%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BWIN
--
JPM
15.68
Forward P/E
BWIN
8.46
JPM
13.42
P/B Ratio
BWIN
2.57
JPM
2.47
P/S Ratio
BWIN
1.38
JPM
5.03
EV/EBITDA
BWIN
19.9
JPM
--

Profitability

Gross Margin
BWIN
30.2%
JPM
0.0%
Operating Margin
BWIN
-2.57%
JPM
41.06%
Profit Margin
BWIN
-2.25%
JPM
33.91%
ROE
BWIN
-5.17%
JPM
16.13%
ROA
BWIN
1.46%
JPM
1.35%

Growth

Revenue Growth
BWIN
5.3%
JPM
2.5%
Earnings Growth
BWIN
--
JPM
-3.6%

Financial Health

Debt/Equity
BWIN
1.62
JPM
--
Current Ratio
BWIN
1.16
JPM
--
Quick Ratio
BWIN
0.93
JPM
--

Dividends

Dividend Yield
BWIN
--
JPM
1.91%
Payout Ratio
BWIN
0.0%
JPM
28.97%

AI Verdict

BWIN BEARISH

BWIN shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 1/9). Concerns include weak profitability or high valuation.

Strengths
Company has established market presence
Risks
Low profit margin of -2.2%
Weak financial trend (Piotroski F-Score: 1/9)
Weak ROE of -5.2%
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

BWIN vs JPM: Head-to-Head Comparison

This page compares The Baldwin Insurance Group, Inc. (BWIN) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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