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BWIN vs SKWD

BWIN
The Baldwin Insurance Group, Inc.
BEARISH
Price
$21.51
Market Cap
$2.08B
Sector
Financial Services
AI Confidence
60%
SKWD
Skyward Specialty Insurance Group, Inc.
BULLISH
Price
$46.83
Market Cap
$2.09B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BWIN
--
SKWD
11.51
Forward P/E
BWIN
8.46
SKWD
8.58
P/B Ratio
BWIN
2.57
SKWD
1.88
P/S Ratio
BWIN
1.38
SKWD
1.47
EV/EBITDA
BWIN
19.9
SKWD
7.32

Profitability

Gross Margin
BWIN
30.2%
SKWD
30.08%
Operating Margin
BWIN
-2.57%
SKWD
17.6%
Profit Margin
BWIN
-2.25%
SKWD
12.0%
ROE
BWIN
-5.17%
SKWD
18.86%
ROA
BWIN
1.46%
SKWD
3.5%

Growth

Revenue Growth
BWIN
5.3%
SKWD
26.7%
Earnings Growth
BWIN
--
SKWD
203.4%

Financial Health

Debt/Equity
BWIN
1.62
SKWD
0.12
Current Ratio
BWIN
1.16
SKWD
1.95
Quick Ratio
BWIN
0.93
SKWD
0.8

Dividends

Dividend Yield
BWIN
--
SKWD
--
Payout Ratio
BWIN
0.0%
SKWD
0.0%

AI Verdict

BWIN BEARISH

BWIN shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 1/9). Concerns include weak profitability or high valuation.

Strengths
Company has established market presence
Risks
Low profit margin of -2.2%
Weak financial trend (Piotroski F-Score: 1/9)
Weak ROE of -5.2%
SKWD BULLISH

SKWD presents a strong value-growth opportunity, anchored by a stable Piotroski F-Score of 4/9 and a current price ($46.83) trading slightly below its Graham Number ($47.77). The company exhibits explosive earnings growth (203.4% YoY) and a highly attractive PEG ratio of 0.85, suggesting the market is significantly underpricing its growth trajectory relative to its intrinsic value of $120.07. While technical trends are currently bearish and insider activity is slightly negative, the fundamental health—characterized by very low debt (0.12 D/E) and a consistent track record of earnings beats—outweighs short-term price action.

Strengths
Exceptional earnings growth of 203.4% YoY
Highly attractive valuation with a PEG ratio of 0.85 and Forward P/E of 8.58
Strong balance sheet with very low Debt/Equity ratio of 0.12
Risks
Bearish technical trend (0/100) indicating short-term price pressure
Lack of dividend yield for income-seeking investors
Recent 1-year price decline of 14.5%

Compare Another Pair

BWIN vs SKWD: Head-to-Head Comparison

This page compares The Baldwin Insurance Group, Inc. (BWIN) and Skyward Specialty Insurance Group, Inc. (SKWD) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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