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FULT vs JPM

FULT
Fulton Financial Corporation
NEUTRAL
Price
$21.82
Market Cap
$4.2B
Sector
Financial Services
AI Confidence
80%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
FULT
10.49
JPM
15.68
Forward P/E
FULT
9.38
JPM
13.42
P/B Ratio
FULT
1.19
JPM
2.47
P/S Ratio
FULT
3.29
JPM
5.03
EV/EBITDA
FULT
--
JPM
--

Profitability

Gross Margin
FULT
0.0%
JPM
0.0%
Operating Margin
FULT
39.27%
JPM
41.06%
Profit Margin
FULT
30.66%
JPM
33.91%
ROE
FULT
11.71%
JPM
16.13%
ROA
FULT
1.22%
JPM
1.35%

Growth

Revenue Growth
FULT
2.2%
JPM
2.5%
Earnings Growth
FULT
46.5%
JPM
-3.6%

Financial Health

Debt/Equity
FULT
--
JPM
--
Current Ratio
FULT
--
JPM
--
Quick Ratio
FULT
--
JPM
--

Dividends

Dividend Yield
FULT
3.48%
JPM
1.91%
Payout Ratio
FULT
35.1%
JPM
28.97%

AI Verdict

FULT NEUTRAL

FULT presents a stark contrast between deep value and deteriorating fundamental health, evidenced by a weak Piotroski F-Score of 3/9. While the stock trades at a significant discount to both its Graham Number ($29.29) and Intrinsic Value ($61.36), the bearish technical trend and insider selling suggest caution. Strong earnings growth (46.5% YoY) and a consistent track record of beating estimates provide a bullish counter-narrative, but the low health score indicates underlying operational or financial instability. Overall, it is a high-value play with concerning health metrics.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Strong earnings growth (46.5% YoY) and consistent EPS surprises
Low P/E ratio (10.49) and reasonable Price-to-Book (1.19)
Risks
Weak fundamental health as indicated by a Piotroski F-Score of 3/9
Bearish technical trend (10/100) suggesting negative price momentum
Stagnant revenue growth (2.20% YoY) compared to earnings growth
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

FULT vs JPM: Head-to-Head Comparison

This page compares Fulton Financial Corporation (FULT) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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