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FULT vs MA

FULT
Fulton Financial Corporation
NEUTRAL
Price
$21.82
Market Cap
$4.2B
Sector
Financial Services
AI Confidence
80%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
FULT
10.49
MA
30.28
Forward P/E
FULT
9.38
MA
22.05
P/B Ratio
FULT
1.19
MA
57.74
P/S Ratio
FULT
3.29
MA
13.6
EV/EBITDA
FULT
--
MA
22.13

Profitability

Gross Margin
FULT
0.0%
MA
100.0%
Operating Margin
FULT
39.27%
MA
57.73%
Profit Margin
FULT
30.66%
MA
45.65%
ROE
FULT
11.71%
MA
209.91%
ROA
FULT
1.22%
MA
23.72%

Growth

Revenue Growth
FULT
2.2%
MA
17.6%
Earnings Growth
FULT
46.5%
MA
24.2%

Financial Health

Debt/Equity
FULT
--
MA
2.56
Current Ratio
FULT
--
MA
1.03
Quick Ratio
FULT
--
MA
0.68

Dividends

Dividend Yield
FULT
3.48%
MA
0.7%
Payout Ratio
FULT
35.1%
MA
18.4%

AI Verdict

FULT NEUTRAL

FULT presents a stark contrast between deep value and deteriorating fundamental health, evidenced by a weak Piotroski F-Score of 3/9. While the stock trades at a significant discount to both its Graham Number ($29.29) and Intrinsic Value ($61.36), the bearish technical trend and insider selling suggest caution. Strong earnings growth (46.5% YoY) and a consistent track record of beating estimates provide a bullish counter-narrative, but the low health score indicates underlying operational or financial instability. Overall, it is a high-value play with concerning health metrics.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Strong earnings growth (46.5% YoY) and consistent EPS surprises
Low P/E ratio (10.49) and reasonable Price-to-Book (1.19)
Risks
Weak fundamental health as indicated by a Piotroski F-Score of 3/9
Bearish technical trend (10/100) suggesting negative price momentum
Stagnant revenue growth (2.20% YoY) compared to earnings growth
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

FULT vs MA: Head-to-Head Comparison

This page compares Fulton Financial Corporation (FULT) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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