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GCBC vs JPM

GCBC
Greene County Bancorp, Inc.
NEUTRAL
Price
$23.30
Market Cap
$396.7M
Sector
Financial Services
AI Confidence
80%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
GCBC
10.84
JPM
14.69
Forward P/E
GCBC
--
JPM
12.62
P/B Ratio
GCBC
1.54
JPM
2.32
P/S Ratio
GCBC
4.84
JPM
4.72
EV/EBITDA
GCBC
--
JPM
--

Profitability

Gross Margin
GCBC
0.0%
JPM
0.0%
Operating Margin
GCBC
54.17%
JPM
41.06%
Profit Margin
GCBC
44.58%
JPM
33.91%
ROE
GCBC
15.33%
JPM
16.13%
ROA
GCBC
1.2%
JPM
1.35%

Growth

Revenue Growth
GCBC
26.1%
JPM
2.5%
Earnings Growth
GCBC
36.4%
JPM
-3.6%

Financial Health

Debt/Equity
GCBC
--
JPM
--
Current Ratio
GCBC
--
JPM
--
Quick Ratio
GCBC
--
JPM
--

Dividends

Dividend Yield
GCBC
1.67%
JPM
2.11%
Payout Ratio
GCBC
17.67%
JPM
28.97%

AI Verdict

GCBC NEUTRAL

GCBC presents a conflicting profile: it is fundamentally undervalued with a Piotroski F-Score of 3/9 indicating weak operational health, yet it exhibits strong growth and value metrics. The stock trades significantly below its Graham Number ($27.09) and Intrinsic Value ($63.42), suggesting a deep discount. However, the bearish technical trend (0/100) and poor health score offset the aggressive YoY earnings growth of 36.40%. The overall outlook remains neutral until fundamental health improves to match the growth trajectory.

Strengths
Strong earnings growth (36.40% YoY)
Trading below Graham Number ($27.09) and Intrinsic Value ($63.42)
Healthy ROE of 15.33% and ROA of 1.20%
Risks
Weak Piotroski F-Score (3/9) suggesting deteriorating fundamentals
Strongly bearish technical trend (0/100)
Lack of analyst coverage and institutional guidance
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

GCBC vs JPM: Head-to-Head Comparison

This page compares Greene County Bancorp, Inc. (GCBC) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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