No connection

Search Results

GCBC vs MA

GCBC
Greene County Bancorp, Inc.
NEUTRAL
Price
$23.30
Market Cap
$396.7M
Sector
Financial Services
AI Confidence
80%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
GCBC
10.84
MA
30.28
Forward P/E
GCBC
--
MA
22.05
P/B Ratio
GCBC
1.54
MA
57.74
P/S Ratio
GCBC
4.84
MA
13.6
EV/EBITDA
GCBC
--
MA
22.13

Profitability

Gross Margin
GCBC
0.0%
MA
100.0%
Operating Margin
GCBC
54.17%
MA
57.73%
Profit Margin
GCBC
44.58%
MA
45.65%
ROE
GCBC
15.33%
MA
209.91%
ROA
GCBC
1.2%
MA
23.72%

Growth

Revenue Growth
GCBC
26.1%
MA
17.6%
Earnings Growth
GCBC
36.4%
MA
24.2%

Financial Health

Debt/Equity
GCBC
--
MA
2.56
Current Ratio
GCBC
--
MA
1.03
Quick Ratio
GCBC
--
MA
0.68

Dividends

Dividend Yield
GCBC
1.67%
MA
0.7%
Payout Ratio
GCBC
17.67%
MA
18.4%

AI Verdict

GCBC NEUTRAL

GCBC presents a conflicting profile: it is fundamentally undervalued with a Piotroski F-Score of 3/9 indicating weak operational health, yet it exhibits strong growth and value metrics. The stock trades significantly below its Graham Number ($27.09) and Intrinsic Value ($63.42), suggesting a deep discount. However, the bearish technical trend (0/100) and poor health score offset the aggressive YoY earnings growth of 36.40%. The overall outlook remains neutral until fundamental health improves to match the growth trajectory.

Strengths
Strong earnings growth (36.40% YoY)
Trading below Graham Number ($27.09) and Intrinsic Value ($63.42)
Healthy ROE of 15.33% and ROA of 1.20%
Risks
Weak Piotroski F-Score (3/9) suggesting deteriorating fundamentals
Strongly bearish technical trend (0/100)
Lack of analyst coverage and institutional guidance
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

GCBC vs MA: Head-to-Head Comparison

This page compares Greene County Bancorp, Inc. (GCBC) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile