HMN vs JPM
Valuation
Profitability
Growth
Financial Health
Dividends
AI Verdict
HMN presents as a classic value play with a stable Piotroski F-Score of 4/9 and a current price ($45.80) trading significantly below its Graham Number of $56.57. While valuation metrics like the P/E (11.74) and Forward P/E (9.11) are attractive, the company is struggling with negative YoY earnings growth (-5.4%) and a bearish technical trend. Strong dividend sustainability (35.9% payout) and a consistent history of earnings beats provide a fundamental floor, but aggressive insider selling suggests a lack of confidence in near-term catalysts.
JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.
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HMN vs JPM: Head-to-Head Comparison
This page compares Horace Mann Educators Corporation (HMN) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.
Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.