HMN vs MA
Valuation
Profitability
Growth
Financial Health
Dividends
AI Verdict
HMN presents as a classic value play with a stable Piotroski F-Score of 4/9 and a current price ($45.80) trading significantly below its Graham Number of $56.57. While valuation metrics like the P/E (11.74) and Forward P/E (9.11) are attractive, the company is struggling with negative YoY earnings growth (-5.4%) and a bearish technical trend. Strong dividend sustainability (35.9% payout) and a consistent history of earnings beats provide a fundamental floor, but aggressive insider selling suggests a lack of confidence in near-term catalysts.
MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.
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HMN vs MA: Head-to-Head Comparison
This page compares Horace Mann Educators Corporation (HMN) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.
Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.