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HWC vs OBDC

HWC
Hancock Whitney Corporation
BULLISH
Price
$69.35
Market Cap
$5.66B
Sector
Financial Services
AI Confidence
80%
OBDC
Blue Owl Capital Corporation
NEUTRAL
Price
$11.72
Market Cap
$5.82B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
HWC
12.23
OBDC
9.45
Forward P/E
HWC
10.26
OBDC
8.75
P/B Ratio
HWC
1.28
OBDC
0.79
P/S Ratio
HWC
3.88
OBDC
3.14
EV/EBITDA
HWC
--
OBDC
--

Profitability

Gross Margin
HWC
0.0%
OBDC
100.0%
Operating Margin
HWC
45.53%
OBDC
75.88%
Profit Margin
HWC
33.3%
OBDC
33.89%
ROE
HWC
11.32%
OBDC
9.4%
ROA
HWC
1.38%
OBDC
5.67%

Growth

Revenue Growth
HWC
6.8%
OBDC
13.5%
Earnings Growth
HWC
7.3%
OBDC
-40.9%

Financial Health

Debt/Equity
HWC
--
OBDC
1.26
Current Ratio
HWC
--
OBDC
0.73
Quick Ratio
HWC
--
OBDC
0.67

Dividends

Dividend Yield
HWC
2.69%
OBDC
12.88%
Payout Ratio
HWC
31.75%
OBDC
125.81%

AI Verdict

HWC BULLISH

HWC presents a compelling value opportunity, trading significantly below both its Graham Number ($83.17) and Intrinsic Value ($101.78). While the Piotroski F-Score of 4/9 indicates stable but mediocre financial health, the company maintains a very sustainable dividend payout ratio of 31.75% and a low P/E of 12.23. Despite bearish insider activity and a weak technical trend, the fundamental valuation gap and positive analyst consensus suggest a strong margin of safety.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Low P/E ratio (12.23) compared to sector averages
Highly sustainable dividend payout ratio (31.75%)
Risks
Bearish insider sentiment, specifically significant selling by the CEO
Weak technical trend (10/100) indicating short-term momentum loss
Declining earnings beat rate (only 1 of the last 4 quarters beat estimates)
OBDC NEUTRAL

OBDC presents a complex profile with a stable Piotroski F-Score of 4/9 and a significant discount to book value (P/B 0.79). While the Graham Number suggests a defensive fair value of $20.33, this is heavily offset by a concerning earnings collapse (-40.90% YoY) and an unsustainable dividend payout ratio of 125.81%. The stock is currently caught between strong asset-based valuation and deteriorating fundamental earnings performance, resulting in a bearish technical trend.

Strengths
Trading at a significant discount to book value (P/B 0.79)
Strong operating margins (75.88%) and profit margins (33.89%)
Positive year-over-year revenue growth (13.50%)
Risks
Unsustainable dividend payout ratio (125.81%), indicating a high risk of a dividend cut
Severe decline in year-over-year earnings growth (-40.90%)
Negative quarterly momentum in both revenue (-19.36%) and earnings (-23.10%)

Compare Another Pair

HWC vs OBDC: Head-to-Head Comparison

This page compares Hancock Whitney Corporation (HWC) and Blue Owl Capital Corporation (OBDC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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