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KFS vs TM

KFS
Kingsway Financial Services Inc.
BEARISH
Price
$11.57
Market Cap
$331.2M
Sector
Consumer Cyclical
AI Confidence
90%
TM
Toyota Motor Corporation
NEUTRAL
Price
$209.75
Market Cap
$273.37B
Sector
Consumer Cyclical
AI Confidence
85%

Valuation

P/E Ratio
KFS
--
TM
11.84
Forward P/E
KFS
--
TM
13.29
P/B Ratio
KFS
21.83
TM
11.21
P/S Ratio
KFS
2.41
TM
0.01
EV/EBITDA
KFS
136.67
TM
4.71

Profitability

Gross Margin
KFS
81.27%
TM
17.6%
Operating Margin
KFS
-2.36%
TM
8.85%
Profit Margin
KFS
-7.81%
TM
7.32%
ROE
KFS
-38.9%
TM
10.03%
ROA
KFS
-1.83%
TM
2.73%

Growth

Revenue Growth
KFS
28.7%
TM
8.6%
Earnings Growth
KFS
--
TM
-42.3%

Financial Health

Debt/Equity
KFS
2.27
TM
1.05
Current Ratio
KFS
1.13
TM
1.26
Quick Ratio
KFS
0.81
TM
1.03

Dividends

Dividend Yield
KFS
--
TM
2.78%
Payout Ratio
KFS
0.0%
TM
33.2%

AI Verdict

KFS BEARISH

KFS exhibits severe financial instability, highlighted by a critical Piotroski F-Score of 1/9, indicating a high probability of continued operational weakness. While the company shows strong top-line revenue growth of 28.7%, this is offset by negative profitability (ROE of -38.9%) and a precarious balance sheet with a Debt/Equity ratio of 2.27. The valuation is fundamentally disconnected from performance, evidenced by an extreme Price-to-Book ratio of 21.83. Furthermore, aggressive insider selling by the CEO and CFO suggests a lack of confidence in the current share price.

Strengths
Strong YoY revenue growth of 28.70%
Robust Gross Margin of 81.27%
Positive Q/Q and YoY EPS growth trends
Risks
Critical Piotroski F-Score (1/9) indicating poor financial health
Excessive valuation with a Price-to-Book ratio of 21.83
High leverage with Debt/Equity at 2.27
TM NEUTRAL

TM shows neutral fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Mixed signals with both opportunities and risks present.

Strengths
Attractive valuation with P/E of 11.8
Risks
Premium vs Graham Number ($86.36)

Compare Another Pair

KFS vs TM: Head-to-Head Comparison

This page compares Kingsway Financial Services Inc. (KFS) and Toyota Motor Corporation (TM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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