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MFA vs MMI

MFA
MFA Financial, Inc.
NEUTRAL
Price
$10.17
Market Cap
$1.04B
Sector
Real Estate
AI Confidence
85%
MMI
Marcus & Millichap, Inc.
BEARISH
Price
$28.01
Market Cap
$1.07B
Sector
Real Estate
AI Confidence
85%

Valuation

P/E Ratio
MFA
7.82
MMI
--
Forward P/E
MFA
6.8
MMI
31.47
P/B Ratio
MFA
0.57
MMI
1.78
P/S Ratio
MFA
3.19
MMI
1.41
EV/EBITDA
MFA
--
MMI
-1093.29

Profitability

Gross Margin
MFA
89.72%
MMI
37.7%
Operating Margin
MFA
61.66%
MMI
6.3%
Profit Margin
MFA
54.33%
MMI
-0.25%
ROE
MFA
9.63%
MMI
-0.31%
ROA
MFA
1.45%
MMI
-0.95%

Growth

Revenue Growth
MFA
111.3%
MMI
1.6%
Earnings Growth
MFA
--
MMI
56.9%

Financial Health

Debt/Equity
MFA
6.01
MMI
0.13
Current Ratio
MFA
40.07
MMI
2.55
Quick Ratio
MFA
39.32
MMI
2.21

Dividends

Dividend Yield
MFA
14.16%
MMI
1.79%
Payout Ratio
MFA
110.77%
MMI
135.14%

AI Verdict

MFA NEUTRAL

MFA presents a classic 'value trap' profile, characterized by a weak Piotroski F-Score of 3/9 and an unsustainable dividend payout ratio of 110.77%. While the stock trades at a deep discount to book value (0.57x) and significantly below its Graham Number ($22.93), the underlying financial health is fragile. High leverage (Debt/Equity 6.01) and a severely bearish technical trend (10/100) offset the attractive valuation metrics. The significant gap between the growth-based intrinsic value ($9.10) and the defensive Graham Number suggests high volatility and risk in asset valuation.

Strengths
Deep discount to book value (0.57x)
Low P/E ratio (7.82) relative to sector averages
Exceptional year-over-year revenue growth (111.30%)
Risks
Unsustainable dividend payout ratio (110.77%) indicating potential cuts
Weak operational health as evidenced by Piotroski F-Score of 3/9
High financial leverage with Debt/Equity at 6.01
MMI BEARISH

MMI presents a contradictory profile with a stable Piotroski F-Score of 6/9 and a strong balance sheet, yet suffers from severe operational inefficiency. The company is currently unprofitable with negative net margins, ROE, and ROA, while revenue growth has stagnated at 1.60%. Most critically, the dividend is unsustainable with a payout ratio of 135.14%, indicating the company is paying out more than it earns. Combined with a bearish technical trend and negative insider sentiment, the outlook is poor.

Strengths
Very low Debt/Equity ratio (0.13)
Strong liquidity with a Current Ratio of 2.55
Stable Piotroski F-Score (6/9)
Risks
Unsustainable dividend payout ratio (135.14%)
Negative Profit Margin (-0.25%) and negative ROE/ROA
Stagnant year-over-year revenue growth (1.60%)

Compare Another Pair

MFA vs MMI: Head-to-Head Comparison

This page compares MFA Financial, Inc. (MFA) and Marcus & Millichap, Inc. (MMI) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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