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MRCC vs SAMG

MRCC
Monroe Capital Corporation
BEARISH
Price
$5.08
Market Cap
$110.1M
Sector
Financial Services
AI Confidence
95%
SAMG
Silvercrest Asset Management Group Inc.
BEARISH
Price
$13.73
Market Cap
$111.5M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
MRCC
--
SAMG
24.52
Forward P/E
MRCC
18.81
SAMG
12.48
P/B Ratio
MRCC
0.66
SAMG
2.13
P/S Ratio
MRCC
2.91
SAMG
0.89
EV/EBITDA
MRCC
--
SAMG
10.19

Profitability

Gross Margin
MRCC
100.0%
SAMG
33.02%
Operating Margin
MRCC
69.02%
SAMG
-2.94%
Profit Margin
MRCC
-13.52%
SAMG
3.9%
ROE
MRCC
-2.86%
SAMG
7.88%
ROA
MRCC
3.98%
SAMG
3.23%

Growth

Revenue Growth
MRCC
-41.8%
SAMG
-0.0%
Earnings Growth
MRCC
--
SAMG
--

Financial Health

Debt/Equity
MRCC
1.15
SAMG
0.28
Current Ratio
MRCC
1.64
SAMG
1.1
Quick Ratio
MRCC
1.64
SAMG
1.02

Dividends

Dividend Yield
MRCC
15.43%
SAMG
6.05%
Payout Ratio
MRCC
1111.11%
SAMG
146.43%

AI Verdict

MRCC BEARISH

MRCC exhibits severe financial distress, highlighted by a weak Piotroski F-Score of 2/9 and a catastrophic dividend payout ratio of 1111.11%. While the stock trades at a significant discount to book value (P/B 0.66), this is a classic value trap given the negative ROE (-2.86%) and a massive YoY revenue decline of 41.80%. The combination of negative profit margins and a 0/100 technical trend suggests a continuing downward trajectory with high risk of dividend cuts.

Strengths
Trading at a significant discount to book value (P/B 0.66)
Positive Return on Assets (ROA 3.98%) despite negative ROE
High nominal dividend yield (15.43%) for high-risk income seekers
Risks
Mathematically unsustainable dividend payout ratio (1111.11%)
Severe revenue contraction (-41.80% YoY)
Weak financial health as evidenced by Piotroski F-Score of 2/9
SAMG BEARISH

SAMG presents a precarious financial profile characterized by a stable but mediocre Piotroski F-Score of 4/9 and a severe valuation disconnect. The current price of $13.73 trades at a significant premium to both the Graham Number ($9.02) and the Intrinsic Value ($3.92). Most concerning is the unsustainable dividend payout ratio of 146.43%, which suggests the dividend is being funded by capital or debt rather than earnings. This, combined with stagnant revenue growth and a consistent track record of earnings misses, indicates a high risk of a price correction.

Strengths
Low Debt/Equity ratio of 0.28
P/E ratio (24.52) is significantly lower than the sector average (44.68)
Positive Return on Equity (ROE) of 7.88%
Risks
Unsustainable dividend payout ratio of 146.43%
Stagnant revenue growth (0.00% YoY)
Poor earnings track record (0/4 beats in last 4 quarters)

Compare Another Pair

MRCC vs SAMG: Head-to-Head Comparison

This page compares Monroe Capital Corporation (MRCC) and Silvercrest Asset Management Group Inc. (SAMG) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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