ADAM Adamas Trust, Inc. - Fundamental Analysis
BEARISH
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ADAM Stock | Fundamental Analysis & Investment Insights
NASDAQ
Real Estate
REIT - Mortgage
Current Price
Live
$8.16
Analyst Target
$10.79
+32.3%
Upside
52W High
$8.76
52W Low
$5.01
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Feb 14, 2026
Market cap
$736.96M
P/E
42.95
ROE
3.5%
Profit margin
29.6%
Debt/Equity
7.71
Dividend yield
10.67%
AI Analysis
Powered by advanced machine learning algorithms
Confidence Score
85%
Analysis Accuracy
ADAM's Piotroski F-Score of 4/9 indicates weak financial health, with significant red flags in profitability and leverage. The company trades at a high forward P/E of 7.89 despite a negative year-over-year earnings growth of -33.3%, suggesting overvaluation relative to earnings. The Graham Number of $6.34 implies a defensive fair value below the current price of $8.16, and the dividend payout ratio of 436.84% is unsustainable. While the company shows strong revenue growth and occasional earnings surprises, its extreme debt-to-equity ratio of 7.71 and lack of Altman Z-Score data raise serious solvency concerns. The technical trend is bearish, and insider activity is neutral, offering no confidence signal.
Key Strengths
Strong revenue growth of 14.20% YoY
High gross margin of 62.39% and operating margin of 44.72%
Recent quarters have shown positive earnings surprises (avg +40.46%)
Dividend yield of 10.67% is attractive for income investors
Analyst consensus is 'buy' with a target price of $10.79
Key Risks
Piotroski F-Score of 4/9 indicates weak financial health and stability
Debt/Equity ratio of 7.71 is extremely high, signaling financial distress risk
Dividend payout ratio of 436.84% is unsustainable and indicates dividend cut risk
Negative year-over-year earnings growth of -33.3% despite revenue growth
No Altman Z-Score available, but the financial structure suggests distress risk
AI Fair Value Estimate
Based on comprehensive analysis
$6.34
-22.3% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
38
Weak
55
38
45
30
20
AI Verdict
Weak
Key drivers: High leverage and weak Piotroski score, Unsustainable dividend payout, Negative earnings growth despite revenue growth, High forward P/E with low earnings quality, Lack of Altman Z-Score raises solvency concerns
Confidence
88%
Value
55/100
Ref P/E, PEG, Graham Number
Positives
- Graham Number of $6.34 provides a defensive floor
- Price/Book of 0.87 suggests potential undervaluation on asset basis
Watchpoints
- Current price of $8.16 exceeds Graham Number by 28%
- Forward P/E of 7.89 is high for a company with negative earnings growth
- No PEG ratio available, but growth is not translating into earnings
Future
38/100
Ref Growth rates
Positives
- 14.20% revenue growth suggests business expansion
- Recent quarters show strong earnings surprises (avg +40.46%)
Watchpoints
- Earnings growth is negative (-33.3% YoY)
- Q/Q earnings growth is only +4.60%, indicating weak momentum
- Dividend payout ratio of 436.84% is not sustainable
Past
45/100
Ref Historical trends
Positives
- Consistent revenue growth over 25 quarters
- Historical earnings surprises have been large and positive in some quarters
Watchpoints
- Frequent negative earnings (e.g., -766.7% surprise in 2025-02-19)
- Multiple quarters with losses despite revenue growth
- ROE of 3.55% and ROA of 0.48% indicate poor capital efficiency
Health
30/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- High current and quick ratios (35.37 and 33.65) suggest liquidity
Watchpoints
- Piotroski F-Score of 4/9 indicates weak financial health
- Debt/Equity of 7.71 is dangerously high
- No Altman Z-Score available, but financial structure suggests distress risk
- Negative ROE and ROA indicate poor profitability on equity and assets
Dividend
20/100
Ref Yield, Payout
Positives
- High dividend yield of 10.67% is attractive for income investors
Watchpoints
- Payout ratio of 436.84% is unsustainable
- Dividend is not supported by earnings
- High risk of dividend cut or suspension
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$8.16
Analyst Target
$10.79
Upside/Downside
+32.3%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for ADAM and closest competitors.
Updated 2026-02-13
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
ADAM
Adamas Trust, Inc.
Primary
|
-7.2% | +1.1% | +51.8% | +27.1% | +0.2% | +1.4% |
|
AHH
Armada Hoffler Properties, Inc.
Peer
|
-16.1% | -29.6% | -24.2% | +1.9% | +7.0% | -2.4% |
|
BRSP
BrightSpire Capital, Inc.
Peer
|
+19.4% | +16.8% | +19.3% | +27.5% | +3.2% | -0.8% |
|
AIV
Apartment Investment and Management Company
Peer
|
+84.8% | +15.4% | -7.9% | -5.0% | -1.2% | -0.8% |
|
BDN
Brandywine Realty Trust
Peer
|
-55.0% | -28.6% | -35.9% | -22.3% | +8.5% | -2.3% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
42.95
Forward P/E
7.89
PEG Ratio
N/A
P/B Ratio
0.87
P/S Ratio
3.4
EV/Revenue
55.05
EV/EBITDA
N/A
Market Cap
$736.96M
Profitability
Profit margins and return metrics
Profit Margin
29.58%
Operating Margin
44.72%
Gross Margin
62.39%
ROE
3.55%
ROA
0.48%
Growth
Revenue and earnings growth rates
Revenue Growth
+14.2%
Earnings Growth
+0.6%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
+4.6%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
7.71
High debt
Current Ratio
35.37
Strong
Quick Ratio
33.65
Excellent
Cash/Share
$2.08
Quarterly Earnings History
EPS performance vs analyst estimates
2026-02-18
$N/A
2025-10-29
$0.24
+10.2% surprise
2025-07-30
$0.22
+4.9% surprise
2025-04-30
$0.2
+106.2% surprise
Real Estate Sector Comparison
Comparing ADAM against 56 companies in the Real Estate sector
(1 bullish, 9 neutral, 46 bearish)
P/E Ratio
42.95
This Stock
vs
49.55
Sector Avg
-13.3%
(Discount)
Return on Equity (ROE)
3.55%
This Stock
vs
-75.75%
Sector Avg
-104.7%
(Below Avg)
Profit Margin
29.58%
This Stock
vs
24.96%
Sector Avg
+18.5%
(Superior)
Debt to Equity
7.71
This Stock
vs
3.28
Sector Avg
+135.4%
(Higher)
Revenue Growth
14.2%
This Stock
vs
108.53%
Sector Avg
-86.9%
(Slower)
Current Ratio
35.37
This Stock
vs
8.3
Sector Avg
+326.3%
(Stronger)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
ADAM
Adamas Trust, Inc.
|
BEARISH | $736.96M | 42.95 | 3.5% | 29.6% | $8.16 | |
|
AHH
Armada Hoffler Properties, Inc.
|
BEARISH | $714.25M | 31.32 | 3.6% | 5.9% | $6.89 | |
|
BRSP
BrightSpire Capital, Inc.
|
BEARISH | $768.26M | - | -4.3% | -11.0% | $5.91 | |
|
AIV
Apartment Investment and...
|
BEARISH | $848.6M | - | -30.6% | 115.5% | $5.89 | |
|
BDN
Brandywine Realty Trust
|
BEARISH | $526.31M | - | -19.1% | -46.1% | $3.03 |
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2025-12-31 | MAH NICHOLAS | President | Stock Award | 105,484 | - |
| 2025-12-31 | NARIO-ENG KRISTINE RIMANDO | Chief Financial Officer | Stock Award | 46,197 | - |
| 2025-12-31 | SERRANO JASON T. | Chief Executive Officer | Stock Award | 159,948 | - |
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
6 analysts
Jones Trading
2025-10-30
Buy
Buy
Past News Coverage
Recent headlines mentioning ADAM from our newsroom.
Newest → oldest
No matching news yet.