AIV Apartment Investment and Management Company - Fundamental Analysis

BEARISH

AIV Stock | Fundamental Analysis & Investment Insights

NYSE • Real Estate • REIT - Residential

Current Price Live

$5.89

Analyst Target

$7.0

+18.8% Upside

52W High

$9.29

52W Low

$5.24

Overview AI Snowflake Price Valuation Profitability Growth Health Peers Insiders

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Jan 24, 2026

Market cap

$848.6M

P/E

N/A

ROE

-30.6%

Profit margin

115.5%

Debt/Equity

3.76

Dividend yield

N/A

AI Analysis

Confidence Score

85%

Analysis Accuracy

The Advanced Deterministic Scorecard reveals a critically weak financial health with a Piotroski F-Score of just 2/9, indicating severe operational and financial distress. Despite a sector-average Debt/Equity ratio, AIV suffers from negative operating margins, an extremely high Price/Book ratio of 13.33, and a deeply negative ROE of -30.60%, all signaling poor capital efficiency and value destruction. The stock trades below analyst target of $7.00, but persistent profitability and cash flow issues undermine any meaningful upside. Technical trend at 0/100 confirms strong bearish momentum, further exacerbated by lack of dividend support and minimal analyst coverage.

Key Strengths

Gross margin of 57.20% indicates strong underlying property-level profitability

Current ratio of 1.14 suggests short-term liquidity is marginally sufficient

One-year price performance (-7.9%) is better than peers like ADAMZ (+10.8%) in a down market

Operating cash flow and free cash flow data not available, leaving room for potential hidden strength

Insider sentiment at 40/100 shows no extreme selling pressure

Key Risks

Piotroski F-Score of 2/9 signals high financial distress risk and weak earnings quality

Negative operating margin (-15.67%) and ROE (-30.60%) reflect ongoing profitability crisis

Debt/Equity ratio of 3.76 indicates aggressive leverage, increasing default risk in rising rate environments

Price/Book of 13.33 is extremely high, suggesting severe overvaluation relative to book value

Forward P/E of -13.09 confirms earnings are negative or collapsing, invalidating traditional valuation

AI Fair Value Estimate

Based on comprehensive analysis

$4.2

-28.7% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Weak

Value

Future

Past

Health

Dividend

AI Verdict

High-risk, fundamentally weak REIT with overvaluation and profitability issues

Key drivers: Low Piotroski F-Score, Negative operating and net profitability, Extreme valuation multiples, High leverage, Bearish technical trend

Confidence

90%

Value

20/100

Ref P/E, PEG, Graham Number

Positives

No standout positives identified.

Watchpoints

Price/Book of 13.33 is exceptionally high
Forward P/E negative at -13.09
No Graham Number available due to unprofitability
P/E and PEG ratios unavailable, indicating non-viability of growth valuation

Future

35/100

Ref Growth rates

Positives

Revenue growth YoY at -0.60% is only slightly negative

Watchpoints

Earnings growth data unavailable, likely negative
No evidence of improving fundamentals
Analyst target based on single analyst, low confidence

Past

30/100

Ref Historical trends

Positives

5-year price return of +84.8% shows long-term capital appreciation

Watchpoints

1-year return of -7.9% and 6-month return of -5.0% show deteriorating momentum
Only one quarter of earnings data available, with no beats

Health

15/100

Ref Altman Z-Score, Piotroski F-Score

Positives

Current ratio of 1.14 provides minimal short-term solvency

Watchpoints

Piotroski F-Score of 2/9 indicates severe financial weakness
ROE of -30.60% shows significant equity value destruction
Operating margin of -15.67% reflects core business unprofitability
Quick ratio of 0.55 indicates potential liquidity stress

Dividend

10/100

Ref Yield, Payout

Positives

No standout positives identified.

Watchpoints

Dividend Strength score of 0/100
No dividend yield or payout data available
Payout ratio at 0.00% suggests no income return

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$5.89

Analyst Target

$7.0

Upside/Downside

+18.8%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for AIV and closest competitors.

Updated 2026-01-23

Company	5Y	3Y	1Y	6M	1M	1W
AIV Apartment Investment and Management Company Primary	+84.8%	+15.4%	-7.9%	-5.0%	-1.2%	-0.8%
BRSP BrightSpire Capital, Inc. Peer	+19.4%	+16.8%	+19.3%	+27.5%	+3.2%	-0.8%
ADAM Adamas Trust, Inc. Peer	-9.7%	+3.6%	+43.4%	+21.4%	-3.7%	-0.2%
AHH Armada Hoffler Properties, Inc. Peer	-16.1%	-29.6%	-24.2%	+1.9%	+7.0%	-2.4%
BFS Saul Centers, Inc. Peer	+35.2%	-8.1%	-6.4%	-1.2%	+1.6%	-1.1%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

N/A

-13.09

N/A

13.33

4.02

7.58

18.61

$848.6M

Profitability

Profit margins and return metrics

Profit Margin 115.55%

Operating Margin -15.67%

Gross Margin 57.2%

ROE -30.6%

ROA 0.38%

Growth

Revenue and earnings growth rates

Revenue Growth -0.6%

Earnings Growth N/A

Q/Q Revenue Growth N/A

Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

3.76

High debt

Current Ratio

1.14

Good

Quick Ratio

0.55

Poor

Cash/Share

$2.81

Quarterly Earnings History

EPS performance vs analyst estimates

2026-02-24

$N/A

Real Estate Sector Comparison

Comparing AIV against 56 companies in the Real Estate sector (1 bullish, 9 neutral, 46 bearish)

Return on Equity (ROE)

-30.6%

This Stock

-75.18%

Sector Avg

-59.3% (Below Avg)

Profit Margin

115.55%

This Stock

26.43%

Sector Avg

+337.2% (Superior)

Debt to Equity

3.76

This Stock

3.27

Sector Avg

+15.0% (Higher)

Revenue Growth

-0.6%

This Stock

1431.44%

Sector Avg

-100.0% (Slower)

Current Ratio

1.14

This Stock

3449.18

Sector Avg

-100.0% (Weaker)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
AIV Apartment Investment and...	BEARISH	$848.6M	-	-30.6%	115.5%	$5.89
BRSP BrightSpire Capital, Inc.	BEARISH	$768.26M	-	-4.3%	-11.0%	$5.91
ADAM Adamas Trust, Inc.	BEARISH	$735.15M	42.84	9.7%	46.1%	$8.14
AHH Armada Hoffler Properties, Inc.	BEARISH	$714.25M	31.32	3.6%	5.9%	$6.89
BFS Saul Centers, Inc.	BEARISH	$1.08B	27.63	10.3%	13.8%	$31.5

Wall Street Analysts

Professional analyst ratings and price targets

Consensus

NONE

1 analysts

Wolfe Research

2025-11-04

Peer Perform Outperform

Wolfe Research

2025-08-04

Peer Perform Outperform

Past News Coverage

Recent headlines mentioning AIV from our newsroom.

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