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BVFL

BULLISH
$19.5 Live
BV Financial, Inc. · NASDAQ
$13.65 52W Range $19.88

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 08, 2026
Market cap
$173.63M
P/E
13.64
ROE
7.1%
Profit margin
32.1%
Debt/Equity
N/A
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
65%
BVFL shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics.

Key Strengths

Attractive valuation with P/E of 13.6
Undervalued vs Graham Number ($26.45)
Strong profitability (32.1% margin)

Key Risks

Weak financial trend (Piotroski F-Score: 2/9)
AI Fair Value Estimate
Based on comprehensive analysis
$42.18
+116.3% above current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
48
Moderate
Value
75
Future
75
Past
60
Health
30
Dividend
0
AI Verdict
BVFL shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics.
Key drivers: Attractive valuation with P/E of 13.6, Undervalued vs Graham Number ($26.45), Weak financial trend (Piotroski F-Score: 2/9)
Confidence
75%
Value
75/100

Rule-based valuation (P/E + Graham).

Positives
  • Trades at attractive 13.6x trailing earnings.
  • Trades below Graham Number.
Watchpoints
No urgent risks highlighted.
Future
75/100

Rule-based growth outlook.

Positives
  • Revenue growth running at 37.3%.
  • Growth-implied value exceeds price.
Watchpoints
No urgent risks highlighted.
Past
60/100

Historical performance + price trend: Shares moved +63.6% over 5Y and +39.3% over 1Y.

Positives
  • Healthy profit margin of 32.1%.
Watchpoints
No urgent risks highlighted.
Health
30/100

Balance sheet & liquidity (Z-Score: N/A).

Positives
  • Insufficient data for clear positives.
Watchpoints
No urgent risks highlighted.
Dividend
0/100

Dividend policy fallback.

Positives
  • Insufficient data for clear positives.
Watchpoints
  • No regular dividend payments.

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$19.5

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for BVFL and closest competitors.

Updated 2026-04-07
BVF
BV Financial, Inc.
Primary
5Y
+63.6%
3Y
+37.5%
1Y
+39.3%
6M
+26.5%
1M
+3.7%
1W
+1.9%
ANT
Antalpha Platform Holding Compa
Peer
5Y
-42.3%
3Y
-42.3%
1Y
-42.3%
6M
-38.0%
1M
-17.0%
1W
-5.7%
BSL
Blackstone Senior Floating Rate 2027 Term Fund
Peer
5Y
+39.0%
3Y
+38.7%
1Y
+2.4%
6M
-0.7%
1M
+0.8%
1W
-0.5%
BCI
BCP Investment Corp.
Peer
5Y
+23.2%
3Y
-13.6%
1Y
-12.9%
6M
+7.6%
1M
+6.1%
1W
+1.7%
BAN
ArrowMark Financial Corp.
Peer
5Y
+77.2%
3Y
+59.5%
1Y
+11.0%
6M
+8.9%
1M
-3.7%
1W
-1.0%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
13.64
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
0.9
P/S Ratio
4.13
EV/Revenue
3.37
EV/EBITDA
N/A
Market Cap
$173.63M

Profitability

Profit margins and return metrics

Profit Margin 32.09%
Operating Margin 57.78%
Gross Margin N/A
ROE 7.12%
ROA 1.48%

Growth

Revenue and earnings growth rates

Revenue Growth +37.3%
Earnings Growth +216.2%
Q/Q Revenue Growth +9.47%
Q/Q Earnings Growth +146.1%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$6.59

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue
$0.0B
Net Margin
45.5%
Total Assets
$0.9B
Liabilities
$0.7B
Equity
$0.2B
Debt/Equity
3.96x
Operating CF
$0.0B
Free Cash Flow
$0.0B
FCF Yield
104%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-04-09
$N/A

Financial Services Sector Comparison

Comparing BVFL against 245 companies in the Financial Services sector (33 bullish, 106 neutral, 106 bearish)
P/E Ratio
13.64
This Stock
vs
27.96
Sector Avg
-51.2% (Discount)
Return on Equity (ROE)
7.12%
This Stock
vs
-2.43%
Sector Avg
-392.7% (Below Avg)
Profit Margin
32.09%
This Stock
vs
80.5%
Sector Avg
-60.1% (Weaker)
Revenue Growth
37.3%
This Stock
vs
28.96%
Sector Avg
+28.8% (Fast Growth)

Similar Companies

Peer comparison within the same industry

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

GALLI JOSEPH S
Director
Sell
2026-02-26
1,500 shares · $29,451
SEARCY ROSE M
Officer
Option Exercise
2025-12-17
5,230 shares · $29,550
DEE MICHAEL J
Chief Financial Officer
Option Exercise
2025-12-12
18,371 shares · $103,796
FLAIR DAVID M.
Chief Executive Officer
Option Exercise
2025-12-12
21,433 shares · $121,096
Insider transactions can signal confidence or concerns about company prospects

Past News Coverage

Recent headlines mentioning BVFL from our newsroom.

Newest → oldest
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Fundamentals • Valuation • Risk
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