HTO
BEARISH
$59.67
Live
H2O America · NASDAQ
Target $62.6
(+4.9%)
$43.75
52W Range
$60.18
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 11, 2026
Market cap
$2.5B
P/E
20.43
ROE
7.1%
Profit margin
12.8%
Debt/Equity
1.28
Dividend yield
2.95%
AI Analysis
AI-powered fundamental assessment
Confidence
85%
HTO presents a concerning divergence between its market price and fundamental performance. While the Piotroski F-Score of 6/9 indicates stable financial health, the company is suffering from severe growth decay with YoY earnings plummeting by 34.40% and revenue contracting. The stock is currently trading near its 52-week high ($59.67) despite being significantly overvalued relative to its intrinsic value ($20.44) and slightly above its Graham Number ($52.94). With bearish insider sentiment and poor liquidity ratios, the current valuation appears unsustainable.
Key Strengths
Stable Piotroski F-Score (6/9) indicating baseline operational health
Profit margins (12.81%) and ROE (7.06%) outperform sector averages
Debt/Equity ratio (1.28) is lower than the utility sector average (1.70)
Sustainable dividend payout ratio at 57.53%
Strong gross margins (57.03%) typical of regulated water utilities
Key Risks
Severe earnings contraction (-34.40% YoY) and negative revenue growth
Poor short-term liquidity with a Current Ratio of 0.70 and Quick Ratio of 0.59
Significant valuation gap between current price and growth-based intrinsic value
Bearish technical trend (10/100) and negative insider activity
Recent Q/Q EPS growth collapse of -63.8%
AI Fair Value Estimate
Based on comprehensive analysis
$48.5
-18.7% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
48
Moderate
40
20
55
60
65
AI Verdict
Overvalued with deteriorating fundamentals
Key drivers: Negative earnings growth, Price/Intrinsic value divergence, Liquidity constraints
Confidence
90%
Value
40/100
Ref P/E, PEG, Graham Number
Positives
- P/E (20.43) is lower than sector average (29.41)
Watchpoints
- Price exceeds Graham Number ($52.94)
- Price is nearly 3x the intrinsic value ($20.44)
Future
20/100
Ref Growth rates
Positives
- Regulated industry provides a floor for revenue
Watchpoints
- YoY Revenue Growth: -1.80%
- YoY Earnings Growth: -34.40%
- Q/Q Revenue Growth: -13.72%
Past
55/100
Ref Historical trends
Positives
- Strong 1Y price return (+19.5%)
- Consistent history of beating estimates in 2023-2025
Watchpoints
- 3Y change is negative (-19.5%)
- Recent earnings surprises turning negative
Health
60/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Piotroski F-Score 6/9 (Stable)
- Manageable Debt/Equity relative to peers
Watchpoints
- Current Ratio < 1.0 indicates potential liquidity stress
Dividend
65/100
Ref Yield, Payout
Positives
- Consistent dividend rate of $1.76
- Payout ratio is well-covered
Watchpoints
- Yield (2.95%) is modest for a utility in a high-rate environment
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$59.67
Analyst Target
$62.6
Upside/Downside
+4.9%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for HTO and closest competitors.
Updated 2026-04-10
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
HTO
H2O America
Primary
|
+4.2% | -19.5% | +19.5% | +24.6% | +6.2% | +0.8% |
|
AWR
American States Water Company
Peer
|
+0.3% | -18.7% | +4.0% | +1.7% | -0.5% | -3.7% |
|
AVA
Avista Corporation
Peer
|
+28.8% | +11.4% | +17.6% | +10.5% | +4.3% | -0.3% |
|
CWCO
Consolidated Water Co. Ltd.
Peer
|
+191.3% | +101.3% | +47.5% | +3.2% | -4.2% | +2.9% |
|
ARTNA
Artesian Resources Corporation
Peer
|
-11.1% | -31.8% | +5.2% | +1.1% | -0.2% | -3.0% |
HTO
H2O America
Primary
5Y
+4.2%
3Y
-19.5%
1Y
+19.5%
6M
+24.6%
1M
+6.2%
1W
+0.8%
AWR
American States Water Company
Peer
5Y
+0.3%
3Y
-18.7%
1Y
+4.0%
6M
+1.7%
1M
-0.5%
1W
-3.7%
AVA
Avista Corporation
Peer
5Y
+28.8%
3Y
+11.4%
1Y
+17.6%
6M
+10.5%
1M
+4.3%
1W
-0.3%
CWC
Consolidated Water Co. Ltd.
Peer
5Y
+191.3%
3Y
+101.3%
1Y
+47.5%
6M
+3.2%
1M
-4.2%
1W
+2.9%
ART
Artesian Resources Corporation
Peer
5Y
-11.1%
3Y
-31.8%
1Y
+5.2%
6M
+1.1%
1M
-0.2%
1W
-3.0%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
20.43
Forward P/E
21.08
PEG Ratio
N/A
P/B Ratio
1.4
P/S Ratio
3.12
EV/Revenue
5.14
EV/EBITDA
13.36
Market Cap
$2.5B
Profitability
Profit margins and return metrics
Profit Margin
12.81%
Operating Margin
19.69%
Gross Margin
57.03%
ROE
7.06%
ROA
2.39%
Growth
Revenue and earnings growth rates
Revenue Growth
-1.8%
Earnings Growth
-34.4%
Q/Q Revenue Growth
-13.72%
Q/Q Earnings Growth
-29.2%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
1.28
Moderate
Current Ratio
0.7
Weak
Quick Ratio
0.59
Poor
Cash/Share
$0.57
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$0.2B
Gross Margin
57.3%
Op. Margin
17.1%
Net Margin
8.4%
Total Assets
$5.1B
Liabilities
$3.6B
Equity
$1.5B
Debt/Equity
2.34x
Operating CF
$0.1B
CapEx
$-0.2B
Free Cash Flow
$-0.1B
FCF Yield
-137%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-04-27
$N/A
2026-02-25
$0.46
-8.0% surprise
2025-10-27
$1.27
+7.6% surprise
2025-07-28
$0.75
+5.6% surprise
Utilities Sector Comparison
Comparing HTO against 28 companies in the Utilities sector
(2 bullish, 17 neutral, 9 bearish)
P/E Ratio
20.43
This Stock
vs
29.0
Sector Avg
-29.5%
(Discount)
Return on Equity (ROE)
7.06%
This Stock
vs
-11.68%
Sector Avg
-160.4%
(Below Avg)
Profit Margin
12.81%
This Stock
vs
4.13%
Sector Avg
+210.0%
(Superior)
Debt to Equity
1.28
This Stock
vs
1.63
Sector Avg
-21.3%
(Less Debt)
Revenue Growth
-1.8%
This Stock
vs
9.47%
Sector Avg
-119.0%
(Slower)
Current Ratio
0.7
This Stock
vs
1.37
Sector Avg
-49.0%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
HTO
H2O America
|
BEARISH | $2.5B | 20.43 | 7.1% | 12.8% | $59.67 | |
|
AWR
American States Water Company
|
NEUTRAL | $2.83B | 22.1 | 13.8% | 20.4% | $73.16 | Compare |
|
AVA
Avista Corporation
|
NEUTRAL | $3.26B | 16.97 | 7.3% | 9.6% | $40.04 | Compare |
|
CWCO
Consolidated Water Co. Ltd.
|
NEUTRAL | $541.51M | 29.24 | 8.7% | 13.9% | $33.92 | Compare |
|
ARTNA
Artesian Resources Corporation
|
NEUTRAL | $338.25M | 15.01 | 9.2% | 20.2% | $32.72 | Compare |
HTO
H2O America
BEARISH
Mkt Cap
$2.5B
P/E
20.4
ROE
7.1%
Price
$59.67
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-02-27 | ROWE NICK ORLANDO | Director | Stock Award | 505 | - |
| 2026-02-27 | JOHNSON A KRISTEN | Officer | Stock Award | 2,575 | - |
| 2026-02-27 | WALTERS ANDREW F | Chief Executive Officer | Stock Award | 7,654 | - |
| 2026-02-27 | KELLY ANN P | Chief Financial Officer | Stock Award | 1,707 | - |
| 2026-02-27 | HAUK BRUCE A. | President | Stock Award | 4,246 | - |
| 2026-02-27 | BROWN WILLIE D JR | General Counsel | Stock Award | 2,647 | - |
| 2026-02-27 | MATTERN MEGAN | Officer | Stock Award | 2,166 | - |
| 2025-11-13 | WALTERS ANDREW F | Chief Executive Officer | Sale | 2,100 | $99,162 |
ROWE NICK ORLANDO
Director
2026-02-27
505 shares
JOHNSON A KRISTEN
Officer
2026-02-27
2,575 shares
WALTERS ANDREW F
Chief Executive Officer
2026-02-27
7,654 shares
KELLY ANN P
Chief Financial Officer
2026-02-27
1,707 shares
HAUK BRUCE A.
President
2026-02-27
4,246 shares
BROWN WILLIE D JR
General Counsel
2026-02-27
2,647 shares
MATTERN MEGAN
Officer
2026-02-27
2,166 shares
WALTERS ANDREW F
Chief Executive Officer
2025-11-13
2,100 shares
·
$99,162
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
NONE
5 analysts
Baird
2026-03-13
Outperform
Barclays
2026-03-09
Overweight
Overweight
Barclays
2026-02-23
Overweight
BTIG
2026-01-09
Neutral
Buy
Past News Coverage
Recent headlines mentioning HTO from our newsroom.
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