BJ
NEUTRAL
$97.45
Live
BJ's Wholesale Club Holdings, Inc. · NYSE
Target $105.5
(+8.3%)
$86.68
52W Range
$121.1
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Jan 24, 2026
Market cap
$12.84B
P/E
22.45
ROE
29.2%
Profit margin
2.7%
Debt/Equity
1.24
Dividend yield
N/A
AI Analysis
AI-powered fundamental assessment
Confidence
65%
BJ's Wholesale Club has a weak Piotroski F-Score of 4/9, indicating marginal financial health, and lacks an Altman Z-Score, limiting distress risk assessment. While profitability metrics like ROE (29.24%) and consistent earnings beat rates (3/4 last quarters) are strong, weak liquidity (Current Ratio: 0.79, Quick Ratio: 0.13) and negative insider sentiment raise concerns. The stock trades at a significant premium to the Graham Number ($40.26) and intrinsic value ($30.38), supported by a high P/E of 22.45, though below sector average. Analysts recommend a 'buy' with a $105.50 target, but insider selling and declining short-term earnings growth (-1.7% YoY) temper bullishness.
Key Strengths
High ROE of 29.24% indicates efficient use of shareholder equity
Consistent earnings beats: 3 out of last 4 quarters exceeded estimates, with strong historical surprise averages
Revenue growth remains positive at 4.90% YoY, outperforming some peers
Analyst consensus is 'buy' with a target price above current market value
Price/Sales of 0.61 is low, suggesting potential revenue efficiency
Key Risks
Low Piotroski F-Score of 4/9 signals weak financial health and operational stability
Poor liquidity: Current Ratio (0.79) and Quick Ratio (0.13) indicate potential short-term solvency risk
Debt/Equity of 1.24 is elevated, increasing financial leverage risk
Insider selling: $14.63M in sales over last 6 months with no buys, signaling management skepticism
Stock trades at a large premium to Graham Number ($40.26) and intrinsic value ($30.38), implying overvaluation
AI Fair Value Estimate
Based on comprehensive analysis
$45.0
-53.8% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
43
Moderate
35
50
70
40
20
AI Verdict
Neutral with upside risk if valuation compresses and liquidity improves
Key drivers: High profitability (ROE, ROA), Earnings beat consistency, Overvaluation relative to defensive metrics, Weak liquidity and Piotroski score, Negative insider activity
Confidence
65%
Value
35/100
Ref P/E, PEG, Graham Number
Positives
- Low Price/Sales ratio (0.61) suggests revenue efficiency
Watchpoints
- P/E of 22.45 is high for a low-growth retailer
- Current price ($97.45) is 142% above Graham Number ($40.26)
- Intrinsic value ($30.38) is far below market price
Future
50/100
Ref Growth rates
Positives
- Revenue growth of 4.90% YoY is stable
- Q/Q EPS growth of +1.8% shows recent improvement
Watchpoints
- Earnings growth declining YoY (-1.7%)
- No PEG ratio due to inconsistent earnings growth
Past
70/100
Ref Historical trends
Positives
- Strong historical earnings surprise average (~11.93%)
- 23 out of 25 quarters beat or met estimates
- Consistent profitability over 5 years
Watchpoints
- Earnings growth has turned negative in latest YoY comparison
Health
40/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- ROA of 6.96% is above sector average
- ROE of 29.24% is very strong
Watchpoints
- Piotroski F-Score of 4/9 indicates weak financial health
- Current Ratio (0.79) and Quick Ratio (0.13) are dangerously low
- No Altman Z-Score available for distress modeling
Dividend
20/100
Ref Yield, Payout
Positives
- Payout ratio of 0% allows capital retention
Watchpoints
- No dividend yield or history, reducing income appeal
- Dividend Strength score of 0/100 indicates no shareholder returns
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$97.45
Analyst Target
$105.5
Upside/Downside
+8.3%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for BJ and closest competitors.
Updated 2026-01-23
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
BJ
BJ's Wholesale Club Holdings, Inc.
Primary
|
+124.1% | +40.4% | +0.4% | -6.5% | +3.1% | +4.3% |
|
BF-A
Brown-Forman Corporation
Peer
|
-53.5% | -55.7% | -13.0% | -8.0% | +4.2% | +4.7% |
|
BF-B
Brown-Forman Corporation
Peer
|
-57.8% | -56.3% | -14.3% | -9.6% | +2.5% | +4.4% |
|
CLX
The Clorox Company
Peer
|
-37.7% | -33.2% | -25.0% | -12.8% | -4.6% | -4.5% |
|
HRL
Hormel Foods Corporation
Peer
|
-45.0% | -40.2% | -23.6% | -7.1% | -5.6% | +0.7% |
BJ
BJ's Wholesale Club Holdings, Inc.
Primary
5Y
+124.1%
3Y
+40.4%
1Y
+0.4%
6M
-6.5%
1M
+3.1%
1W
+4.3%
BF-
Brown-Forman Corporation
Peer
5Y
-53.5%
3Y
-55.7%
1Y
-13.0%
6M
-8.0%
1M
+4.2%
1W
+4.7%
BF-
Brown-Forman Corporation
Peer
5Y
-57.8%
3Y
-56.3%
1Y
-14.3%
6M
-9.6%
1M
+2.5%
1W
+4.4%
CLX
The Clorox Company
Peer
5Y
-37.7%
3Y
-33.2%
1Y
-25.0%
6M
-12.8%
1M
-4.6%
1W
-4.5%
HRL
Hormel Foods Corporation
Peer
5Y
-45.0%
3Y
-40.2%
1Y
-23.6%
6M
-7.1%
1M
-5.6%
1W
+0.7%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
22.45
Forward P/E
20.89
PEG Ratio
N/A
P/B Ratio
5.87
P/S Ratio
0.61
EV/Revenue
0.73
EV/EBITDA
13.95
Market Cap
$12.84B
Profitability
Profit margins and return metrics
Profit Margin
2.72%
Operating Margin
4.11%
Gross Margin
18.62%
ROE
29.24%
ROA
6.96%
Growth
Revenue and earnings growth rates
Revenue Growth
+4.9%
Earnings Growth
-1.7%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
-2.4%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
1.24
Moderate
Current Ratio
0.79
Weak
Quick Ratio
0.13
Poor
Cash/Share
$0.34
Quarterly Earnings History
EPS performance vs analyst estimates
2026-03-05
$N/A
2025-11-21
$1.16
+6.3% surprise
2025-08-22
$1.14
+4.4% surprise
2025-05-22
$1.14
+25.1% surprise
Consumer Defensive Sector Comparison
Comparing BJ against 170 companies in the Consumer Defensive sector
(9 bullish, 60 neutral, 101 bearish)
P/E Ratio
22.45
This Stock
vs
37.45
Sector Avg
-40.0%
(Discount)
Return on Equity (ROE)
29.24%
This Stock
vs
-13.91%
Sector Avg
-310.1%
(Below Avg)
Profit Margin
2.72%
This Stock
vs
-7.77%
Sector Avg
-135.0%
(Weaker)
Debt to Equity
1.24
This Stock
vs
1.89
Sector Avg
-34.1%
(Less Debt)
Revenue Growth
4.9%
This Stock
vs
111.74%
Sector Avg
-95.6%
(Slower)
Current Ratio
0.79
This Stock
vs
2.29
Sector Avg
-65.6%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
BJ
BJ's Wholesale Club Holdings, Inc.
|
NEUTRAL | $12.84B | 22.45 | 29.2% | 2.7% | $97.45 | |
|
BF-A
Brown-Forman Corporation
|
BEARISH | $12.91B | 16.49 | 20.7% | 20.8% | $27.86 | Compare |
|
BF-B
Brown-Forman Corporation
|
NEUTRAL | $12.77B | 16.31 | 20.7% | 20.8% | $27.57 | Compare |
|
CLX
The Clorox Company
|
BEARISH | $11.93B | 16.15 | 987.2% | 11.2% | $98.68 | Compare |
|
HRL
Hormel Foods Corporation
|
BEARISH | $11.81B | 24.12 | 6.1% | 4.0% | $21.47 | Compare |
BJ
BJ's Wholesale...
NEUTRAL
Mkt Cap
$12.8B
P/E
22.5
ROE
29.2%
Price
$97.45
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2025-12-05 | WERNER WILLIAM C | Officer | Sale | 7,000 | $637,630 |
| 2025-11-03 | EDDY ROBERT W. | Chief Executive Officer | Sale | 17,898 | $1,605,595 |
| 2025-10-17 | CICHOCKI PAUL | Officer | Gift | 24,972 | - |
| 2025-10-01 | EDDY ROBERT W. | Chief Executive Officer | Sale | 17,900 | $1,626,627 |
| 2025-09-26 | SCHWARTZ MONICA | Chief Technology Officer | Stock Award | 3,222 | - |
| 2025-09-24 | WERNER WILLIAM C | Officer | Stock Award | 41,392 | - |
| 2025-09-17 | LUCE GRAHAM N | Officer | Sale | 6,300 | $629,118 |
| 2025-09-02 | EDDY ROBERT W. | Chief Executive Officer | Sale | 17,900 | $1,756,997 |
| 2025-08-26 | ORTEGA STEVEN L. | Director | Purchase | 2,080 | $199,867 |
| 2025-08-01 | CICHOCKI PAUL | Officer | Sale | 58,436 | $6,432,635 |
| 2025-08-01 | EDDY ROBERT W. | Chief Executive Officer | Sale | 17,900 | $1,941,245 |
WERNER WILLIAM C
Officer
2025-12-05
7,000 shares
·
$637,630
EDDY ROBERT W.
Chief Executive Officer
2025-11-03
17,898 shares
·
$1,605,595
CICHOCKI PAUL
Officer
2025-10-17
24,972 shares
EDDY ROBERT W.
Chief Executive Officer
2025-10-01
17,900 shares
·
$1,626,627
SCHWARTZ MONICA
Chief Technology Officer
2025-09-26
3,222 shares
WERNER WILLIAM C
Officer
2025-09-24
41,392 shares
LUCE GRAHAM N
Officer
2025-09-17
6,300 shares
·
$629,118
EDDY ROBERT W.
Chief Executive Officer
2025-09-02
17,900 shares
·
$1,756,997
ORTEGA STEVEN L.
Director
2025-08-26
2,080 shares
·
$199,867
CICHOCKI PAUL
Officer
2025-08-01
58,436 shares
·
$6,432,635
EDDY ROBERT W.
Chief Executive Officer
2025-08-01
17,900 shares
·
$1,941,245
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
20 analysts
Morgan Stanley
2026-01-15
Equal-Weight
Equal-Weight
Barclays
2026-01-07
Equal-Weight
Underweight
DA Davidson
2025-11-24
Buy
Buy
Morgan Stanley
2025-11-24
Equal-Weight
Equal-Weight
Evercore ISI Group
2025-11-24
In-Line
In-Line
Baird
2025-11-24
Outperform
Outperform
BTIG
2025-11-21
Buy
Buy
Evercore ISI Group
2025-11-17
In-Line
In-Line
Wells Fargo
2025-11-12
Overweight
Overweight
JP Morgan
2025-11-10
Neutral
Neutral
Past News Coverage
Recent headlines mentioning BJ from our newsroom.
Newest → oldest
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