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ACGL vs JPM

ACGL
Arch Capital Group Ltd.
NEUTRAL
Price
$93.47
Market Cap
$33.89B
Sector
Financial Services
AI Confidence
78%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
ACGL
8.06
JPM
14.69
Forward P/E
ACGL
9.24
JPM
12.62
P/B Ratio
ACGL
1.43
JPM
2.32
P/S Ratio
ACGL
1.7
JPM
4.72
EV/EBITDA
ACGL
6.0
JPM
--

Profitability

Gross Margin
ACGL
37.16%
JPM
0.0%
Operating Margin
ACGL
29.53%
JPM
41.06%
Profit Margin
ACGL
22.07%
JPM
33.91%
ROE
ACGL
19.54%
JPM
16.13%
ROA
ACGL
4.44%
JPM
1.35%

Growth

Revenue Growth
ACGL
8.5%
JPM
2.5%
Earnings Growth
ACGL
38.8%
JPM
-3.6%

Financial Health

Debt/Equity
ACGL
0.12
JPM
--
Current Ratio
ACGL
1.08
JPM
--
Quick Ratio
ACGL
0.5
JPM
--

Dividends

Dividend Yield
ACGL
--
JPM
2.11%
Payout Ratio
ACGL
0.0%
JPM
28.97%

AI Verdict

ACGL NEUTRAL

ACGL exhibits mixed fundamental signals: the Piotroski F-Score of 4/9 indicates a borderline stable financial health, while the absence of an Altman Z-Score raises concern about default risk, particularly given the low quick ratio of 0.50. The stock trades at a compelling 8.06x P/E, well below the sector average of 30.46, and the Graham Number of $130.62 suggests undervaluation, though the intrinsic value estimate of $342.2 implies a significant growth premium. Strong profitability (22.07% margin, 19.54% ROE) and consistent earnings beats (16.97% average surprise) support upside potential, but the lack of dividends and bearish insider activity undermine confidence. The 1-year return of +3.4% lags behind peers, reflecting market skepticism despite solid fundamentals.

Strengths
Strong profitability with 22.07% net margin and 19.54% ROE
Consistent earnings beat history with 16.97% average surprise over last 4 quarters
Attractive valuation with P/E of 8.06, significantly below sector average of 30.46
Risks
Piotroski F-Score of 4/9 signals weak financial health, bordering on instability
No Altman Z-Score available; absence of distress risk metric is a red flag
Bearish insider sentiment with $27.21M in sales over 6 months, including large sales by Chairman and CEO
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

ACGL vs JPM: Head-to-Head Comparison

This page compares Arch Capital Group Ltd. (ACGL) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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