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BPOP vs FDS

BPOP
Popular, Inc.
NEUTRAL
Price
$121.97
Market Cap
$8.24B
Sector
Financial Services
AI Confidence
72%
FDS
FactSet Research Systems Inc.
BEARISH
Price
$224.12
Market Cap
$8.16B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BPOP
11.22
FDS
14.43
Forward P/E
BPOP
9.05
FDS
11.54
P/B Ratio
BPOP
1.34
FDS
3.86
P/S Ratio
BPOP
2.87
FDS
3.4
EV/EBITDA
BPOP
--
FDS
10.37

Profitability

Gross Margin
BPOP
0.0%
FDS
51.94%
Operating Margin
BPOP
36.11%
FDS
29.8%
Profit Margin
BPOP
27.01%
FDS
24.48%
ROE
BPOP
13.05%
FDS
28.08%
ROA
BPOP
1.06%
FDS
10.91%

Growth

Revenue Growth
BPOP
11.6%
FDS
7.1%
Earnings Growth
BPOP
45.5%
FDS
-4.5%

Financial Health

Debt/Equity
BPOP
--
FDS
0.73
Current Ratio
BPOP
--
FDS
1.43
Quick Ratio
BPOP
--
FDS
1.2

Dividends

Dividend Yield
BPOP
2.37%
FDS
1.96%
Payout Ratio
BPOP
25.27%
FDS
28.31%

AI Verdict

BPOP NEUTRAL

BPOP's deterministic health score is concerning with a Piotroski F-Score of 4/9, indicating marginal financial stability. Despite strong profitability metrics and robust earnings growth, the lack of Altman Z-Score and missing key financial data (Debt/Equity, cash/debt levels) limits confidence in structural safety. The stock trades below analyst target and intrinsic value estimates but faces headwinds from bearish insider activity and weakening technical momentum. Solid dividend coverage and sector-leading earnings surprises provide offsetting positives.

Strengths
High profitability with operating margin of 36.11% and ROE of 13.05%, well above sector average
Strong year-over-year earnings growth of 45.5% and consistent quarterly beats (3 out of last 4)
Attractive valuation relative to peers with P/E of 11.22 vs sector average of 21.55
Risks
Low Piotroski F-Score of 4 suggests weak financial health and potential balance sheet inefficiencies
Missing Altman Z-Score and debt/equity data raises concerns about leverage and distress risk
Bearish insider sentiment with $5.19M in net officer/director sales over last 6 months
FDS BEARISH

FDS presents a stable but mediocre financial profile with a Piotroski F-Score of 4/9, indicating a lack of strong fundamental momentum. The stock is severely overvalued relative to its deterministic baselines, trading at $224.12 against a Graham Number of $142.49 and an Intrinsic Value of $108.71. While the company maintains high profitability (ROE 28.08%), it is currently plagued by negative earnings growth and a maximum bearish technical trend (0/100). The long-term price trajectory is deeply concerning, with a 1-year decline of 46.9%.

Strengths
Strong Return on Equity (ROE) of 28.08%
Healthy operating margins at 29.80%
Low dividend payout ratio (28.31%) suggesting sustainability
Risks
Negative YoY earnings growth (-4.50%) and Q/Q earnings growth (-8.10%)
Significant premium over Graham and Intrinsic value estimates
Severe long-term price decay (5Y change of -30.1%)

Compare Another Pair

BPOP vs FDS: Head-to-Head Comparison

This page compares Popular, Inc. (BPOP) and FactSet Research Systems Inc. (FDS) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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